Why should I open Alliance SavePlus Account?
There are a host of benefits you can get when you open an Alliance SavePlus Account. This current account lets you reap high interest rates on your total account balance, in addition to allowing you to perform banking transactions at zero cost!
How can I earn high interest rate of up to 3.5% p.a.?
Very simply. Alliance SavePlus Account offers tiered interest rates, chargeable on your account balance. When you have a savings amount between RM20,001 to RM100,000, you easily earn 1.8% p.a. interest rate. Save more than RM100,000, you will multiply your earning by 3.5% p.a.
The best part is that this interest rate is calculated daily and will be credited to your account at the end of month. For example, if your balance is RM150,000 as of today, you can earn up to 0.0095% (3.5% / 365) on your day-end balance.
How to enjoy transaction fees waiver?
We all despise the imposition of unnecessary fees and charges to our money when we have to give it away, whether via online or ATM.
With Alliance SavePlus Account, you get to enjoy transaction fees waiver on your banking transactions such as IBFT, IBG MEPS and over-the-counter when you maintain an average monthly balance of RM10,000 in your account.
That's not all. you will also enjoy waiver on the debit card annual fee of RM12, one year after your Alliance SavePlus Account opening.
What are the requirements to open this current account?
Any individuals holding a valid identity card, whether citizens or non-citizens, aged 18 years old and above can open Alliance SavePlus Account. You need to have a minimum initial deposit of RM1,000 upon this current account opening.
To maintain account activity, you must ensure a minimum balance of RM20 at any time.
Is it safe to keep my money in this current account?
Absolutely. You hard earned money saved into Alliance SavePlus Account is protected under PIDM for up to RM250,000.