AmBank AmStar Current Account

Keep your hard-earned money safe & sound in this PIDM-protected AmBank current account that gives high interest rates on your daily balances and more!

AmBank AmStar Current Account
Interest Rate
0.75% to 2.75% p.a.
Service Charge
Min. Deposit
Account Statement
eStatement (via email)

Interest Rate

What you earn based on the amount that you have in your account

Min. AmountMax. AmountInterest Rate
RM10,000RM20,0000.75% p.a.
RM40,000RM100,0001% p.a.
RM200,000RM500,0001.75% p.a.
RM1,000,000RM1,000,0002% p.a.
RM2,000,000RM3,000,0002.25% p.a.
RM3,000,001No maximum2.75% p.a.


What would make it different?

Online Banking
Mobile App
PIDM Protected
Up to RM250,000

Fees & Charges

Service Charge
RM5 undefined waived with monthly average balance of RM3,000
Early Closure Fee
Dishonoured Cheque Fee
Stop Payment Cheque Fee


Minimum Age
  • 18 years old
Minimum Initial Deposit
Minimum Balance
Who can apply
  • Malaysians

More Information

Why should I open an AmBank AmStar Current Account?

The multi-tier interest rate payment system makes the account especially beneficial for current account owners looking to deposit a large sum of money and subsequently earn a decent amount of interest. 

Additionally, through AmOnline, account holders can enjoy the convenience of online transactions right from the comfort of home. 

AmOnline allows users to conduct a multitude of activities ranging from checking account balance and activity to conducting transfers and bill payments.

Are there any Special Terms and Conditions required for this Current Account?

The AmBank Amstar Current Account requires the individual to be of age 18 and above and be a Malaysian citizen or have a valid work permit. 

The AmBank Amstar Current Account also requires a minimum deposit of RM2,000 and that the account holder maintains a balance of RM3,000 within the account in order to avoid charges.

Do I need an introducer to start an AmBank AmStar Current Account?

No, the current account does not require an introducer.

Are there any charges on Cheque Book issuance?

No, cheque books are provided with the account, giving holders unlimited and easy access to funds.

Is there Overdraft Protection on the AmBank AmStar Current Account?

There is no overdraft protection for individual accounts. Overdraft protection is only eligible for corporate accounts with the minimum amount dependent on the assets held by the entity. 

An interest rate of 1% will be incurred calculated on a daily basis.

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