AmBank Basic Current Account

No introducer required for this AmBank Basic Current Account. Just bring a minimum deposit of RM500 and start your journey of smart financial planning today!

AmBank Basic Current Account
Interest Rate
Service Charge
Min. Deposit
Phone Banking
Account Statement
eStatement (via email)


What would make it different?

Online Banking
Mobile App
PIDM Protected
Up to RM250,000

Fees & Charges

Service Charge
RM10 every 6 months waived with monthly average balance of RM1,000
Annual Fee
Early Closure Fee
Dishonoured Cheque Fee
Stop Payment Cheque Fee


Minimum Age
  • 18 years old
Minimum Initial Deposit
Minimum Balance
Who can apply
  • Malaysians

More Information

What do I need to know about the Basic Current Account from AmBank?

The Basic Current Account from AmBank is not an interest bearing account and therefore does not offer any interest payments on your deposits. However, through AmOnline, account holders can enjoy the convenience of online transactions right from the comfort of home. 

AmOnline allows users to conduct a multitude of activities ranging from checking account balance and activity to conducting transfers and bill payments.

What is the minimum deposit for this current account?

The Basic Current Account from AmBank requires a minimum deposit of RM500 and that the account holder maintains a minimum amount of RM1,000 within the account in order to prevent incurring any charges.

Does the Basic Current Account from AmBank provide Mobile Banking services?

Yes, through AmGenie, account holders can take their banking services with them anywhere they go. By downloading the AmGenie app, account holders can access account balance and activity as well as conduct online transactions. 

Additionally, account holders without a mobile data plan can benefit from the AmGenie SMS service for SMS banking on the go.

Do I need an introducer to start an AmBank AmStar Current Account?

No, the current account does not require an introducer. The account holder must be a minimum age of 18.

Are there any charges on Cheque Book issuance?

No, cheque books are provided with the account, giving holders unlimited and easy access to funds.

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