AmBank

AmBank Islamic Basic Current Account-i

Keep your money in the Basic Current Account-i where you can enjoy the convenience of cheque book, phone banking and get your money protected with PIDM.

    • Islamic account
    • Phone Banking Service
    • eStatement (via email)
    • No Introducer Required
  • Min. AmountMax. AmountProfit Rate
    RM10000RM3000000.5% p.a.
    RM300001no maximum0.88% p.a.

Features

What would make it different?

Online Banking
AmOnline
Mobile App
PIDM Protected

Fees & Charges

There are always fees but how much are they?

Service Fee
  • RM10.60 every 6 months
  • Waived with monthly average balance of RM1000
  • Annual Fee
    RM8.48
    Early Closure Fee
    RM10.60
    Dishonoured Cheque Fee
    RM100
    Stop Payment Cheque Fee
    RM10.60

    All fees & charges are inclusive of 6% GST if applicable

    Requirements

    Are you eligible for this account?

    Nationality
  • Malaysians
  • Minimum Age
    18 years old
    Minimum Initial Deposit
    RM500

    Frequently Asked Questions about AmBank Islamic Basic Current Account-i

    Things you might want to know

    What do I need to know about the Basic Current Account-i from AmBank?

    The Basic Current Account-i from AmBank is an account that does not offer interest payments as it is not an account that generates interest. However, through AmOnline, account holders can enjoy the convenience of online transactions right from the comfort of home.

    AmOnline allows users to conduct a multitude of activities ranging from checking account balance and activity to conducting transfers and bill payments.

    What is the minimum deposit for this current account?

    The Basic Current Account-i from AmBank requires a minimum deposit of RM500 and that the account holder maintains a minimum amount of RM1,000 within the account in order to prevent incurring any charges.

    Does the Basic Current Account-i from AmBank provide Mobile Banking services?

    Yes, through AmGenie, account holders can take their banking services with them anywhere they go. By downloading the AmGenie app, account holders can access account balance and activity as well as conduct online transactions.

    Additionally, account holders without a mobile data plan can benefit from the AmGenie SMS service for SMS banking on the go.

    Do I need an introducer to get this account?

    No, the current account does not require an introducer. The account holder must be a minimum age of 18.

    Are there any charges on Cheque Book issuance?

    No, cheque books are provided with the account, giving holders unlimited and easy access to funds.

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