Bank Muamalat

Bank Muamalat Current Account-i Tawarruq

Deposit your salary into this Islamic current account and receive a fixed return after maturity. Let your hard-earned money multiply with peace of mind as the principal and profit are guaranteed and in compliance with Shariah.

    • Islamic account
    • Account Statement
View product disclosure sheet.


What would make it different?

Online Banking
PIDM Protected

Fees & Charges

There are always fees but how much are they?

Service Fee
  • RM10.00 every 6 months
  • Waived with monthly average balance of RM1000
  • MEPS Withdrawal Fee
    Overseas Withdrawal Fee
    Early Closure Fee
    Dishonoured Cheque Fee
    Stop Payment Cheque Fee


    Are you eligible for this account?

  • Malaysians
  • Introducer
    Minimum Age
    18 years old
    Minimum Initial Deposit

    Frequently Asked Questions about Bank Muamalat Current Account-i Tawarruq

    Things you might want to know

    What is this product about?

    Bank Muamalat Current Account-i Tawarruq is a Shariah compliant deposit account where you can place your money and receive a fixed return every month.

    This principal and profit accrued under this current account is guaranteed under PIDM terms, subject to a maximum of RM250,000.

    Is it similar to Bank Muamalat Al Wadiah Current Account-i?

    No. This current account is based on the structure of Commodity Murabahah, or sale and purchase undertaking, whereby your profit rate will be determined upfront and will be credited to your account every month.

    What benefits can I get from opening this Islamic current account?

    You will have the access to your cash flow conveniently in three prongs: checking facility, ATM withdrawal and online banking.

    You can request for the issuance of Aisya Debit Card-i as well as cheque book from the bank to facilitate fund transfers; or simply by logging in into your iMuamalat account to do more than just that.

    Who can apply for Bank Muamalat Current Account-i Tawarruq?

    Bank Muamalat Current Account-i Tawarruq can be opened by anyone, individually or jointly, on a condition that they must be 18 years old and above.

    Corporate, club, society, association, corporation and SME, whose activities are not prohibited by Shariah law, are also welcome to apply.

    A minimum deposit of RM1,000 is applicable to both individuals and corporate at the time of account opening.

    Do I need Introducer to open this account?

    Yes. An Introducer is required to open this Islamic current account.

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