Bank of China

Bank of China Current Account

A current account with checking facility and the possibility of overdraft. Also comes with the flexibility of becoming a joint account.

    • Account Statement

Features

What would make it different?

Overdraft
Overdraft
Overdraft Prescribed Rate
  • BLR + 2.5
  • PIDM Protected

    Fees & Charges

    There are always fees but how much are they?

    Service Fee
  • RM10.60 every 6 months
  • Waived with monthly average balance of RM1000
  • Early Closure Fee
    RM10.60
    Dishonoured Cheque Fee
    RM100
    Stop Payment Cheque Fee
    RM10.60

    All fees & charges are inclusive of 6% GST if applicable

    Requirements

    Are you eligible for this account?

    Nationality
  • Malaysians
  • Permanent Residents
  • Foreigners
  • Introducer
    Required
    Minimum Age
    18 years old
    Minimum Initial Deposit
    RM1000

    Frequently Asked Questions about Bank of China Current Account

    Things you might want to know

    What is Bank of China Current Account about?

    Bank of China Current Account is a non-interest bearing current account which can be opened with a minimum deposit of RM1,000.

    What can I get from Bank of China Current Account?

    First of all, you get to experience writing a cheque via its checking facility. Then you can also request to arrange an overdraft facility, which also works similar to a personal loan.

    Besides, you can open this current account with your spouse, children, any family members as joint account. Monthly statement is also provided so that you can keep track of all your finances.

    Who can apply for this current account?

    All individuals, whether you are a Malaysian citizen, permanent resident or foreigner aged 18 years old and above can open a Current Account with Bank of China.

    All you need to bring upon account opening is a valid identification card and supporting documents. Non-Malaysians must produce a valid work permit or student pass and passport.

    Is it safe to keep my money in this current account?

    You can rest assured that your savings in this basic current account is protected for up to RM250,000 under the Perbadanan Insurans Deposit Malaysia.

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