CIMB Basic Current Account

A basic, non-interest bearing current account with cheque book and debit card facilities which offers the choice between two ATM plans depending on your usage tendencies.

CIMB Basic Current Account
Interest Rate
Min. Deposit
Account Statement


What would make it different?

Online Banking
CIMB Clicks
Mobile App
PIDM Protected
Up to RM250,000

Fees & Charges

MEPS Withdrawal Fee
Overseas Withdrawal Fee
Early Closure Fee
Dishonoured Cheque Fee
Stop Payment Cheque Fee


Minimum Age
  • 18 years old
Minimum Initial Deposit
Who can apply
  • Malaysians
  • Permanent Residents

More Information

Am I eligible to apply for CIMB Basic Current Account?

There are a couple requirements that you need to meet to be eligible for the CIMB Basic Current Account:

  • You must be at least 18 years old; and
  • Malaysian and permanent resident with valid Identity Card.

If you have met all the requirements above, prepare a minimum initial deposit of RM500 and bring along an introducer to open this basic current account.

This account is also open to Small and Medium Enterprises and can be opened as a joint account as well. So, have the details of your joint account holder ready as well.

What makes CIMB Basic Current Account unique?

When you sign up for CIMB Basic Current Account, you will have access to CIMB banking services and facilities across their multiple channels.

You can perform fund transfers, bill and loan payments and track transactions history via CIMB Clicks, or CIMB’s internet banking site, with 24-hour Phone Banking as well as 24-hour e-Banking Centre.

CIMB Basic Current Account does not only help you save every penny you worked hard for with peace of mind, but also give you the flexibility to cash it out at your own convenience.

Do I get a cheque book and debit card?

You will have a choice to get one or both of those products. With the debit card you will be able to access your cash easily and keep track of your expenditure with the ATM mini statement slips.

It will also allow you the freedom and ease of cashless transactions whenever you need.

What are the fees and charges I should know?

These are few but significant fees and charges you should be aware of:

  • Early Account Closure: RM20, if closed within 3 months of opening
  • Dishonoured Cheque: RM100, due to insufficient funds
  • Stop Payment Cheque: RM10

Is my money protected under PIDM?

Absolutely. Your deposit in CIMB Basic Current Account is eligible for protection under PIDM for up to RM250,000.

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