CIMB Islamic Basic Current Account-i

A basic, straightforward Islamic current account that requires only RM500 as an initial deposit. Earn a 0.2% profit rate for an account balance above RM20,000.

CIMB Islamic Basic Current Account-i
Profit Rate
0% to 0.2% p.a.
Account Type
Service Charge
Min. Deposit
Account Statement
Cheque Book

Profit Rate

What you earn based on the amount that you have in your account

Min. AmountMax. AmountProfit Rate
RM500RM20,000No interest
RM20,001No maximum0.2% p.a.


What would make it different?

Online Banking
CIMB Clicks
Mobile App
PIDM Protected
Up to RM250,000

Fees & Charges

Service Charge
RM10 undefined waived with monthly average balance of RM1,000
Early Closure Fee


Minimum Age
  • 18 years old
Minimum Initial Deposit
Who can apply
  • Malaysians
  • Permanent Residents

More Information

What is CIMB Basic Current Account-i?

CIMB Basic Current Account-i is a Shariah-compliant account offered by CIMB Bank to be your partner on the journey to growing your wealth.

When you sign up for CIMB Basic Current Account-i, you will have access to CIMB banking services and facilities across multiple channels.

You can perform fund transfers, bill and loan payments and track transaction history via CIMB Clicks, or CIMB’s internet banking site, with 24-hour Phone Banking as well as a 24-hour e-banking Centre.

CIMB Basic Current Account-i not only help you save every penny you worked hard for with peace of mind but also gives you the flexibility to cash it out at your own convenience.

What is the eligibility for this account?

To be eligible for CIMB Basic Current Account-i, you will need to be;

  • At least 18 years old; and
  • Malaysian or permanent resident with a valid identification card

If you have met all the requirements above, prepare a minimum initial deposit of RM500 to open this basic current account.

This account is also open to Small and Medium Enterprises and can be opened as a joint account as well. So, have the details of your joint account holder ready as well.

Do I get a chequebook and debit card?

You will have a choice to get one or both of those products. 

With the debit card, you will be able to access your cash easily and keep track of your expenditures with the ATM mini statement slips.

It will also allow you the freedom and ease of cashless transactions whenever you need.

What are the fees and charges I should know?

These are a few significant fees and charges you should be aware of:

  • Replacement of lost/stolen/mishandled card: RM12
  • Half Yearly Service Charge: RM10 for an account with average credit balance of less than RM1,000
  • Stamp duty on cheques: RM0.15 per cheque leaf
  • Cheque processing fee: RM0.50 per transaction on issuer
  • Early Account Closure: RM20, if closed within 3 months of opening

Is my money protected under PIDM?

Absolutely. Your deposit in CIMB Basic Current Account-i is eligible for protection under PIDM for up to RM250,000.

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