CIMB Preferred Account

Being a CIMB Preferred member entitles you to several benefits, including a current account with high interest rates & a higher daily ATM withdrawal limit.

CIMB Preferred AccountHigh Cash Withdrawal
Interest Rate
0.5% to 2.25% p.a.
Service Charge
RM10
Min. Deposit
RM1,000
Account Statement
Available

Interest Rate

What you earn based on the amount that you have in your account

Min. AmountMax. AmountInterest Rate
RM20,001RM100,0000.5% p.a.
RM100,001RM500,0001% p.a.
RM500,001RM1,000,0001.5% p.a.
RM1,000,001No maximum2.25% p.a.

Features

What would make it different?

Overdraft
Credit Line Secured Overdraft
Online Banking
CIMB Clicks
Mobile App
PIDM Protected
Up to RM250,000

Fees & Charges

Service Charge
RM10 undefined waived with monthly average balance of RM1,000
MEPS Withdrawal Fee
RM1
Early Closure Fee
RM20
Dishonoured Cheque Fee
RM100
Stop Payment Cheque Fee
RM10

Requirements

Minimum Initial Deposit
RM1,000
Who can apply
  • Malaysians
Introducer
Required

More Information

What are some of the features of the CIMB Preferred Current Account?

The CIMB Preferred Current Account is built for the big spender with a high daily ATM withdrawal limit of RM10,000. 

If higher amounts are required, account holders can withdraw an unlimited amount at any CIMB preferred center in Malaysia. 

For convenience on the go, account holders can conduct banking transactions using their mobile phone with the CIMB Clicks Mobile App. 

The benefits of the CIMB Preferred Current Account make it an ideal account for busy working adults.

Do I need an introducer to open up a CIMB Preferred Current Account?

Yes, an introducer who is a CIMB account holder is required.

Are there any Special Terms and Conditions required for the CIMB Preferred Current Account?

In order to be eligible for a CIMB Preferred Current Account, the prospective holder must be a CIMB Preferred member. 

Additionally, the holder must maintain a minimum balance within the account or face a charge of RM200. 

A minimum initial deposit of RM1000 is also required. The CIMB Preferred Current Account is open to Malaysians only.

How do I become a CIMB Preferred Member?

CIMB Preferred membership is subject to CIMB’s discretion. The membership requires that the account holder maintain a minimum balance within the account or have a CIMB mortgage.

Is there any internet banking services provided?

Yes. CIMB Preferred Current Account holders can benefit from using CIMB Clicks which allows the holders to enjoy the comfort of banking from home. 

Internet banking services provided include fund transfer, balance activity and bill payment.