CIMB Prime Account

Earn up to 0.75% per annum return on your savings from salary and transactions with this CIMB current account. Plus, enjoy preferential rates, Bonus Points every month and so much more!

CIMB Prime Account
Interest Rate
0.2% to 0.75% p.a.
Service Charge
Min. Deposit
Account Statement

Interest Rate

What you earn based on the amount that you have in your account

Min. AmountMax. AmountInterest Rate
RM5,001RM30,0000.2% p.a.
RM30,001RM50,0000.2% p.a.
RM50,001RM100,0000.25% p.a.
RM100,001No maximum0.75% p.a.


What would make it different?

Credit Line Secured Overdraft
Online Banking
CIMB Clicks
Mobile App
PIDM Protected
Up to RM250,000

Fees & Charges

Service Charge
RM5 monthly waived with monthly average balance of RM1,000
MEPS Withdrawal Fee
Overseas Withdrawal Fee
Early Closure Fee
Dishonoured Cheque Fee
Stop Payment Cheque Fee


Minimum Age
  • 18 years old
Minimum Initial Deposit
Who can apply
  • Malaysians
  • Permanent Residents
  • Foreigners

More Information

What is the CIMB Prime Account?

Make your money work harder for you when you credit your salary into a CIMB Prime Account.

The CIMB Prime Account will help boost your savings and your income with up to 0.75% interest rate per annum and a variety of other benefits that will make saving money, just that much more beneficial.

What are the perks of signing up for this current account?

Among the many benefits and privileges that come with CIMB Prime Account, you will have a perk of monthly bonus points credited to your account. 10 bonus points will be credited monthly for every RM1,000 balance that is maintained in the account.

But the best part of owning this current account is yet to come, which is a waiver on banking service charges on multiple channels and platforms:

  • Cash withdrawal at over 12,000 MEPS and CIMB ATMs;
  • Free fund transfers via CIMB Clicks and CIMB Online Banking; 
  • Free account maintenance for balances of over RM1,000 monthly; and
  • CIMB Debit MasterCard for all your banking needs and access to over 4,000 merchant deals.

What do I need to do to qualify for this current account?

First of all, you need to meet the minimum entry requirements of any CIMB Prime Customer which include the following.

  • Must be a minimum of 18 years old
  • Must be a CIMB Prime member (this criteria is currently waived from 2 January 2023 until 31 December 2023)

Do I get a chequebook and debit card upon account opening?

The issuance of a chequebook is optional and subject to fees and charges. Nevertheless, you will receive CIMB Debit MasterCard cash withdrawals with a limit of up to RM10,000 and cashless transactions.

Besides, you will also have access to CIMB’s online banking facility to perform a variety of banking services such as fund transfers, bill payments, tracking transaction history, viewing monthly statements and etc.

Not savvy enough? Download CIMB Clicks to enjoy a more seamless and personalized banking experience.

Is it safe to keep my money in this current account?

Absolutely. You can rest assured that your deposit in this current account will be guaranteed up to RM250,000 by PIDM.

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