HSBC

HSBC Basic Current Account

Enjoy 8 Free ATM transactions per month, payments via cheques and access to Internet Banking facilities with the HSBC Basic Current Account.

    • Phone Banking Service
    • Account Statement
    • No Introducer Required

Features

What would make it different?

Overdraft
Personal Overdraft
Overdraft Prescribed Rate
  • BLR +1%
  • Online Banking
    online@HSBC
    Mobile App
    PIDM Protected

    Fees & Charges

    There are always fees but how much are they?

    Service Fee
  • RM21.20
  • Waived with monthly average balance of RM1000
  • MEPS Withdrawal Fee
    RM4.24
    HOUSe Withdrawal Fee
    RM1.06
    Cheque Book Issuance Fee
    RM7.95
    Early Closure Fee
    RM21.20
    Dishonoured Cheque Fee
    RM100
    Stop Payment Cheque Fee
    RM21.20

    *inclusive of 6% GST

    Requirements

    Are you eligible for this account?

    Nationality
  • Malaysians
  • Permanent Residents
  • Minimum Age
    18 years old
    Minimum Initial Deposit
    RM500

    Frequently Asked Questions about HSBC Basic Current Account

    Things you might want to know

    What are some of the special features of the HSBC Basic Current Account?

    The HSBC Basic Current Account is a versatile, no frills current account with a multitude of benefits. Account holders can check their account balance and activity with both paper statements and e-statements. Paper statements are issued on a monthly basis to the account holder’s registered address whereas e-statements can be viewed at any time via online@hsbc.

    In addition, current account holders will be issued an ATM/Debit card which can be used to withdraw funds for free at any HSBC ATM or for a charge of RM1 at any other participating bank’s ATM. In addition, current account holders can use the debit card for purchases at any retail outlet.

    What are the services offered by HSBC Basic Current Account’s internet banking service?

    online@hsbc allows current account holders to access their accounts 24/7 from the comfort of home, eliminating the hassle of long queues at branches.With HSBC personal internet banking, account holders can conduct online transfers and pay bills, with the added security device measures by HSBC, customers can bank with ease knowing that their money is in safe hands.

    What are the services offered by HSBC Basic Current Account’s phone banking service?

    HSBC basic current account holders can benefit from SMS alerts whenever any transaction is conducted via their debit card at any participating retail outlets. The SMS alert service helps current account holders keep tab of transactions and prevent fraudulent transactions. In addition, current account holders can check their account balance and activity with HSBC phone banking service.

    Are cheque books issued with the HSBC Basic Current Account?

    Cheque books are issued at a cost of RM0.15 per cheque leaf with additional courier charges of RM5.

    What do I need to set up a HSBC Basic Current Account?

    The account holder should be at least 18 years of age and be a Malaysian citizen, permanent resident or foreigner with valid work/student permit. In addition, an initial deposit of RM500 is required when opening the account. An introducer is not required to set up the account.

    Read More