What is Personal Current Account from Maybank?
This is a basic type of current account with gives you the convenience of cheque writing facilities - no longer will you need to carry around huge amounts of cash to make payments. Unfortunately, for the Maybank Personal Current Account, you won't be getting an option for an overdraft - if you think you need emergency cash in the future, better to look elsewhere.
What are the features of this account?
The account holder can conveniently access Internet banking using the Maybank's online portal, maybank2u.com. Here you can do all sorts to manage your financials, namely money transfers to other bank accounts, bill payments, and to check your past purchases - you never know, someone is probably using your account to make purchases elsewhere!
Additionally, the bank is always there ready to help you with any banking queries with the 24-hour Kawanku phone banking service. Of course naturally, you will be able to use a bankcard to withdraw money from your current account at any ATM branches nationwide.
Who can apply this current account?
Malaysian residents aged 18 years and above are eligible to open this account. In addition, joint account is allowed for maximum of 4 persons - if you have a family of 4, why not sign up for the Maybank Personal Current Account.
Any sneaky fees that I need to be aware of?
There is a RM10 service charge per half year if your monthly average account balance falls below RM1000 within 6 months. In addition, a RM20 charge is imposed for early closure of account within 3 months of account opening.
What documents do I need to open this checking account?
Here's what you need:
- copy of Identification Card (IC) for Malaysians
- Passports for foreigners.
Secondary documents:
- valid passport
- valid driving license
- credit card
- letter of employment; or
- utility bills in your name
