Maybank2u Premier

An account which rewards you for saving. Receive an additional 5% interest on the interest of your monthly average balance if it exceeds RM5,000.

    • Phone Banking Service
    • Account Statement
    • No Introducer Required
  • Min. AmountMax. AmountInterest Rate
    RM1RM50000.1% p.a.
    RM5001RM100000.2% p.a.
    RM10001RM250000.35% p.a.
    RM25001RM500000.55% p.a.
    RM50001RM1000000.9% p.a.
    RM100001RM2000001.25% p.a.
    RM200001RM5000001.4% p.a.
    RM500001no maximum1.65% p.a.


What would make it different?

Online Banking
Mobile App
PIDM Protected

Fees & Charges

There are always fees but how much are they?

Service Fee
  • RM10.00 every 6 months
  • Waived with monthly average balance of RM1000
  • ATM Card Issuance Fee
    MEPS Withdrawal Fee
    Early Closure Fee
    Dishonoured Cheque Fee
    Stop Payment Cheque Fee


    Are you eligible for this account?

  • Malaysians
  • Permanent Residents
  • Foreigners
  • Minimum Age
    18 years old
    Minimum Initial Deposit

    Frequently Asked Questions about Maybank2u Premier

    Things you might want to know

    Maybank2u Premier current account is an interest-bearing current account with online features. To own this account, you just need a minimum initial deposit of RM500 as no introducer is required.

    What are the benefits of Maybank2u Premier?

    Of course with a successful opening of a Maybank current account, you will be issued with a cheque book and an ATM / debit card, which are crucial for you to access to your money.

    To keep track of all your transactions and manage your financial, you can log in into your Maybank2u online banking account. Or, if you prefer a more personalized approach, you can reach out to Kawanku Phone Banking.

    Otherwise, go offline via ATM machine to perform almost all services you can avail to over the cloud.

    You can also earn higher interest on your account balance the more you save your money into Maybank2u Premier. The best part is that the interest rate is calculated daily and credit monthly!

    How can I earn 5% Bonus Interest?

    This is a special feature by Maybank2u Premier that gives you more returns on your growing savings.

    To qualify for an Interest-on-Interest pay of 5%, payable every 1st of the following month, you need to maintain an average monthly balance of RM5,000 every month.

    For example, Mr A earns RM150 as interest for the month, therefore the Bonus Interest is calculated as followed: 5% x RM150 = RM7.50.

    Who can apply for this current account?

    Any Malaysian individuals, permanent residents and foreigners with a valid working permit aged 18 years old and above can apply for Maybank2u Premier current account.

    For Malaysians, you are also required to bring along an original MyKad upon registration. For non-Malaysians, you need a Passport, valid working/student permit, visa, Letter of Confirmation from Employer/Education Institutions.

    Next, walk to the nearest Maybank branch with these documents to open a current account with Maybank.

    What are the fees and charges?

    These are few but significant fees and charges you should be aware of:

    • Half yearly Service Charge: RM10, if average balance falls below RM1,000
    • Early Account Closure: RM20, if closed within 3 months of opening
    • Dishonoured Cheque: RM100, due to insufficient funds
    • Stop Payment Cheque: RM10, upon request

    Is it safe to keep my money in this current account?

    Absolutely. Your saved money in this current account will be guaranteed for up to RM250,000 under Perbadanan Insurans Deposit Malaysia.

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