OCBC

OCBC Al-Amin Mumtaz Current Account-i

Enjoy the convenience of cheque writing services at your disposal with this basic current account. An introducer is required to open an account.

    • Islamic account
    • Phone Banking Service
    • Account Statement

Features

What would make it different?

Online Banking
OCBC Internet Banking
Mobile App
PIDM Protected

Fees & Charges

There are always fees but how much are they?

Service Fee
  • RM10.60 every 6 months
  • Waived with monthly average balance of RM1000
  • ATM Card Issuance Fee
    RM8.48
    MEPS Withdrawal Fee
    RM4.24
    HOUSe Withdrawal Fee
    RM1.06
    Overseas Withdrawal Fee
    RM12.72
    Early Closure Fee
    RM21.20
    Dishonoured Cheque Fee
    RM150
    Stop Payment Cheque Fee
    RM21.20

    *inclusive of 6% GST

    Requirements

    Are you eligible for this account?

    Nationality
  • Malaysians
  • Permanent Residents
  • Foreigners
  • Introducer
    Required
    Minimum Age
    18 years old
    Minimum Initial Deposit
    RM500

    Frequently Asked Questions about OCBC Al-Amin Mumtaz Current Account-i

    Things you might want to know

    What is the Mumtaz Current Account-i?

    The Mumtaz Current Account-i is an Islamic banking current account where funds deposited are managed and invested into Syariah Compliant Assets. This account does not issue hadiyyah (interest) to the account holder.

    What are some of the services open to Mumtaz Current Account-i holders?

    A cheque book is issued free of charge when you open a Mumtaz Current Account-i. Account holders can pay bills and retail purchases with ease with the cheque book. In addition, internet banking services are provided for account holders, who can now access their account activity and balance at any time during the day from home or at work. 

    As an added convenience, account holders can also conduct various online transactions such as interbank transfers and bill payments.

    What do I need to set up a Mumtaz Current Account-i?

    Individuals should be aged 18 and above. The account is open to Malaysians, permanent residents and foreigners subject to bank’s discretion. A minimum deposit of at least RM500 is required for Malaysians and permanent residents with the amount being RM1000 for foreigners. 

    Interested parties should bring along a NRIC or passport. In addition, an introducer is required who should be an existing OCBC account holder for at least 1 year in good standing. 

    Is there phone banking services provided to current account holders?

    Mumtaz Current Account-i holders can benefit from the convenience of OCBC phone banking services. Helpful and friendly customer service representatives are on standby to help account holders with any enquires on their account or services.

    Are paper statements provided for current account holders?

    Mumtaz Current Account-I holders can benefit from free paper statements on a monthly basis. Statements show a record of all account activity and balance, making it easier for account holders to track their activity.

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