OCBC Basic Current Account

Ran out of cheques? No Problem! With this current account, you will have access to unlimited cheques and monthly account statements for easy tracking of your spending.

OCBC Basic Current Account
Interest Rate
Service Charge
Min. Deposit
Phone Banking
Account Statement
Cheque Book


What would make it different?

Online Banking
OCBC Internet Banking
Mobile App
PIDM Protected
Up to RM250,000

Fees & Charges

Service Charge
RM10 every 6 months waived with monthly average balance of RM1,000
ATM Card Issuance Fee
MEPS Withdrawal Fee
HOUSe Withdrawal Fee
Overseas Withdrawal Fee
Early Closure Fee
Dishonoured Cheque Fee
Stop Payment Cheque Fee


Minimum Age
  • 18 years old
Minimum Initial Deposit
Who can apply
  • Malaysians
  • Permanent Residents
  • Foreigners

More Information

What are some of the special benefits of the OCBC Basic Current Account?

OCBC Basic Current Account holders can benefit from a wide network of ATMs with over 10,000 nationwide. You don't have to worry when traveling across the border either as they can benefit from free withdrawals at any ATM in both Singapore and Malaysia. 

Globally, cardholders can use any Visa Plus ATM to make withdrawals for a small fee. Additionally, with cash deposit and cheque deposit machines at most OCBC branches, you can skip the long lines at the bank and deposit their funds fast.

What do I need to apply for an OCBC Basic Current Account?

Individuals should be aged 18 and above, Malaysians, permanent residents and foreigners (subject to the bank’s discretion). A minimum deposit of at least RM500 is required for Malaysians and permanent residents with the amount being RM1,000 for foreigners. 

Interested parties should bring along their NRIC or passport. No minimum balance is required to maintain the account.

Do I need an introducer to sign up for an OCBC Basic Current Account?

Yes, an introducer is required. The introducer should be either an individual or corporate entity who is an existing account holder with a minimum period of at least 1 year.

Are internet banking services provided by the OCBC Basic Current Account?

Yes, internet banking is provided for OCBC Basic Current Account holders. You can access your account information anywhere and at anytime. Transactions such as interbank transfers and bill payments can be conducted.

Are cheque book facilities provided?

A cheque book is issued free of charge when you open an OCBC Basic Current Account. Account holders can pay bills and retail purchases with ease with the cheque book.

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