RHB Islamic Premier Wadiah Current Account-i

Customise and add your personal touch to your cheque book with RHB Premier Wadiah Current Account-i. Never again miss any bill payment or fund transfer with auto-deduction facility you can set up with this account!

    • Islamic account
    • Free Cheque Book
    • Account Statement
    • No Introducer Required


What would make it different?

Online Banking
Mobile App
PIDM Protected

Fees & Charges

There are always fees but how much are they?

Service Fee
  • RM10.00 every 6 months
  • Waived with monthly average balance of RM1000
  • Early Closure Fee
    Dishonoured Cheque Fee
    Stop Payment Cheque Fee


    Are you eligible for this account?

  • Malaysians
  • Permanent Residents
  • Foreigners
  • Minimum Age
    18 years old
    Minimum Initial Deposit

    Frequently Asked Questions about RHB Islamic Premier Wadiah Current Account-i

    Things you might want to know

    What is Premier Wadiah Current Account-i about? 

    It is an exclusive checking account based on the Islamic principal of Wadiah (safekeeping of deposit) whereby you can keep your money in a trusted hand of RHB Premier. Any individuals aged 18 years and above can apply for this Islamic current account, subject to terms and conditions:

    • Have a minimum of RM200,000 in deposit, investment of bancassurance within RHB Group, of which RM10,000 must be placed in Current Account or Savings Account
    • Must maintain a balance of RM10,000 at anytime in RHB / RHB Islamic CASA; or investment or bancassurance within RHB Group; or a minimum approved Home Financing Facility amounting to RM1,000,000.

    For joint account, the signing condition must be "Either One To Sign".

    What benefits can I get from Premier Wadiah Current Account-i?

    Besides the flexibility to managing your cash daily, over the ATMs or online banking facility via RHB Now, you will also be issued with a personalized and special design Cheque Book as well as a Platinum debit card. 

    That's not all, you will also be the first to receive many benefits and privileges under RHB Islamic Bank Premier Banking Programme, in addition to preferential rates, products and services.

    What are the fees and charges I should know?

    These are few but significant fees and charges you should be aware of:

    • Half yearly Service Charge: RM10.60, if average balance fall below RM1,000
    • Early Account Closure: RM20, if closed within 6 months of opening
    • Debit Card Annual Fee: RM8
    • Cheque Processing Fee: RM0.53 per leaf, plus RM0.15 Stamp Duty
    • Dishonoured Cheque: RM159, due to insufficient funds
    • Stop Payment Cheque: RM10.60, upon instruction
    • GST: 6%, where applicable

    Is my money protected under PIDM?

    Absolutely. Your deposit will be protected under PIDM for up to RM250,000. RHB Islamic Bank Premier Banking also ensures that your money is in the safe hand under its Wadiah Yad Dhamamah principal. 

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