RHB Smart Account

Pay, spend, save & invest via RHB Smart Account to earn attractive bonus interest rates. Manage cashflow & bill payments conveniently via multiple platforms.

Interest Rate: 0.25% p.a.
Service Charge: RM10
Min. Deposit: RM1,000
Account Statement: Available

Interest Rate

What you earn based on the amount that you have in your account

Min. Amount	Max. Amount	Interest Rate
RM1,000	No maximum	0.25% p.a.

Features

What would make it different?

Online Banking

RHBNow

Mobile App

PIDM Protected

Up to RM250,000

Fees & Charges

Service Charge: RM10 every 6 months waived with monthly average balance of RM1,000
ATM Card Issuance Fee: RM8
MEPS Withdrawal Fee: RM1
Overseas Withdrawal Fee: RM12
Early Closure Fee: RM20
Dishonoured Cheque Fee: RM150
Stop Payment Cheque Fee: RM20

Requirements

Minimum Age

18 years old

Minimum Initial Deposit

RM1,000

Who can apply

Malaysians
Permanent Residents
Foreigners

More Information

CIMB Regular Current Account
Interest Rate
None
Service Charge
RM10
Min. Deposit
RM1,000
CIMB Current Account-i
Profit Rate
0% to 0.2% p.a.
Service Charge
RM10
Min. Deposit
RM500
CIMB Basic Current Account
Interest Rate
None
Service Charge
RM10
Min. Deposit
RM500
CIMB Islamic Basic Current Account-i
Profit Rate
0% to 0.2% p.a.
Service Charge
RM10
Min. Deposit
RM500
CIMB Prime Account
Interest Rate
0.2% to 0.75% p.a.
Service Charge
RM5
Min. Deposit
RM1,000
UOB High Yield Account
Interest Rate
0.02% to 2.65% p.a.
Service Charge
N/A
Min. Deposit
RM5,000

Kuwait Finance House Current Account-i
Profit Rate
Islamic
Service Charge
N/A
Min. Deposit
RM1,000
Affin Plus
Interest Rate
0% to 2% p.a.
Service Charge
RM10
Min. Deposit
RM1,000
Affin Gold-i Current Account
Profit Rate
0.2% to 1.5% p.a.
Service Charge
RM10
Min. Deposit
RM1,000
Affin Islamic Affin Plus-i
Profit Rate
0% to 2% p.a.
Service Charge
RM10
Min. Deposit
RM1,000
Hong Leong Islamic Basic Current Account-i
Profit Rate
Islamic
Service Charge
RM10
Min. Deposit
RM500
KFH Sure Current Account-i
Profit Rate
0.75% p.a.
Service Charge
N/A
Min. Deposit
RM500

AmBank Islamic Basic Current Account-i
Profit Rate
Islamic
Service Charge
RM10
Min. Deposit
RM20
CIMB Preferred Account
Interest Rate
0.5% to 2.25% p.a.
Service Charge
RM10
Min. Deposit
RM1,000
Alliance Current Account
Interest Rate
None
Service Charge
RM10
Min. Deposit
RM500
MBSB Foreign Currency Current Account-i
Profit Rate
Islamic
Service Charge
N/A
Min. Deposit
RM1,000
Affin Bank Current Account
Interest Rate
None
Service Charge
RM10
Min. Deposit
RM1,000
Alliance Basic Current Account
Interest Rate
None
Service Charge
RM10
Min. Deposit
RM500

AmBank Basic Current Account
Interest Rate
None
Service Charge
RM10
Min. Deposit
RM20
Hong Leong Current Account
Interest Rate
None
Service Charge
RM10
Min. Deposit
RM500
Hong Leong Basic Current Account
Interest Rate
None
Service Charge
RM10
Min. Deposit
RM500
Hong Leong Islamic Current Account-i
Profit Rate
Islamic
Service Charge
RM10
Min. Deposit
RM500
Maybank Premier 1 Account
Interest Rate
0.2% to 1% p.a.
Service Charge
RM5
Min. Deposit
RM1,000
Maybank Premier Mudharabah Account-i
Profit Rate
0.45% to 1.2% p.a.
Service Charge
RM10
Min. Deposit
RM1,000
OCBC Basic Current Account
Interest Rate
None
Service Charge
RM10
Min. Deposit
RM500
OCBC Al-Amin Mumtaz Current Account-i
Profit Rate
Islamic
Service Charge
RM10
Min. Deposit
RM500
Public Bank Basic Current Account
Interest Rate
None
Service Charge
RM10
Min. Deposit
RM500
RHB Premier Current Account
Interest Rate
0.3% to 2.95% p.a.
Service Charge
RM5
Min. Deposit
RM1,000
Standard Chartered JustOne Personal Account
Interest Rate
0.05% p.a.
Service Charge
N/A
Min. Deposit
RM1,500
Bank of China Current Account
Interest Rate
None
Service Charge
RM10
Min. Deposit
RM500
HSBC Advance Account
Interest Rate
0.05% to 0.55% p.a.
Service Charge
RM10
Min. Deposit
RM500
MBSB PrimeWin Current Account-i
Profit Rate
0.5% p.a.
Service Charge
RM10
Min. Deposit
RM1,000
HSBC Basic Current Account
Interest Rate
None
Service Charge
RM10
Min. Deposit
RM500
Alliance Hybrid Account-i
Profit Rate
0.4% to 0.65% p.a.
Service Charge
RM10
Min. Deposit
RM250
HSBC Amanah Basic Current Account-i
Profit Rate
Islamic
Service Charge
RM10
Min. Deposit
RM500
Alliance Islamic Current Account-i
Profit Rate
Islamic
Service Charge
RM10
Min. Deposit
RM500
RHB Smart Account-i
Profit Rate
0.5% to 3% p.a.
Service Charge
RM10
Min. Deposit
RM1,000
RHB Smart Account
Interest Rate
0.25% p.a.
Service Charge
RM10
Min. Deposit
RM1,000
RHB My1 Account
Interest Rate
0.7% to 1.25% p.a.
Service Charge
RM5
Min. Deposit
RM1,000
Bank Muamalat Current Account-i Tawarruq
Profit Rate
0.25% p.a.
Service Charge
N/A
Min. Deposit
RM500
Maybank Basic Current Account
Interest Rate
None
Service Charge
RM10
Min. Deposit
RM500
Maybank Current Account-i
Profit Rate
Islamic
Service Charge
RM10
Min. Deposit
RM1,000
MBSB Basic Current Account-i
Profit Rate
0.25% p.a.
Service Charge
N/A
Min. Deposit
RM500
Maybank Personal Current Account
Interest Rate
None
Service Charge
RM10
Min. Deposit
RM1,000
Alliance Hybrid Account
Interest Rate
0.4% to 0.65% p.a.
Service Charge
RM15
Min. Deposit
RM250
Alliance Islamic Basic Current Account-i
Profit Rate
Islamic
Service Charge
RM10
Min. Deposit
RM500
Affin Islamic Current Account-i
Profit Rate
0% to 0.25% p.a.
Service Charge
RM10
Min. Deposit
RM1,000
Kuwait Finance House Basic Current Account-i
Profit Rate
Islamic
Service Charge
N/A
Min. Deposit
RM500
UOB Wealth Premium Account
Interest Rate
0.1% to 0.6% p.a.
Service Charge
RM5
Min. Deposit
RM5,000
AmBank AmStar Current Account
Interest Rate
0% to 1.85% p.a.
Service Charge
RM5
Min. Deposit
RM1,000
Bank Islam Current Account-i
Profit Rate
Islamic
Service Charge
RM10
Min. Deposit
RM500
Bank Islam Basic Current Account-i
Profit Rate
Islamic
Service Charge
RM10
Min. Deposit
RM500
Standard Chartered Saadiq JustOne Personal Current Account-i
Profit Rate
0.05% p.a.
Service Charge
N/A
Min. Deposit
RM1,500
UOB Basic Current Account
Interest Rate
None
Service Charge
RM10
Min. Deposit
RM500
UOB i-Account
Interest Rate
0.05% to 0.05% p.a.
Service Charge
RM15
Min. Deposit
RM5,000
Standard Chartered JustOne Priority Account
Interest Rate
0.05% p.a.
Service Charge
N/A
Min. Deposit
RM10,000
Standard Chartered Saadiq JustOne Priority Current Account-i
Profit Rate
0.05% p.a.
Service Charge
N/A
Min. Deposit
RM10,000
Bank Rakyat eCurrent Account-i
Profit Rate
Islamic
Service Charge
N/A
Min. Deposit
RM500
Public Bank PLUS Current Account-i
Profit Rate
0.1% to 2% p.a.
Service Charge
RM10
Min. Deposit
RM3,000
Public Bank BASIC QARD Current Account-i
Profit Rate
Islamic
Service Charge
RM10
Min. Deposit
RM500
Public Bank Qard Current Account-i
Profit Rate
Islamic
Service Charge
RM10
Min. Deposit
RM3,000
Public Bank ACE Account
Interest Rate
0.1% to 1.6% p.a.
Service Charge
RM10
Min. Deposit
RM1,000
Public Bank PLUS Current Account
Interest Rate
None
Service Charge
RM10
Min. Deposit
RM3,000
CIMB Islamic Current Account-i for Preferred
Profit Rate
0.5% to 2.25% p.a.
Service Charge
RM10
Min. Deposit
RM1,000
Maybank2u Premier
Interest Rate
0.2% to 0.6% p.a.
Service Charge
RM10
Min. Deposit
RM500
Al-Rajhi Current Account-i
Profit Rate
Islamic
Service Charge
RM -
Min. Deposit
RM500
RHB Basic Current Account
Interest Rate
None
Service Charge
RM5
Min. Deposit
RM500
Affin Bank Basic Current Account
Interest Rate
None
Service Charge
RM10
Min. Deposit
RM500
Standard Chartered Saadiq Basic Current Account-i
Hibah Granted
0% to 0.5% p.a.
Service Charge
RM10
Min. Deposit
RM500
MBSB PrimeRich Current Account-i
Profit Rate
0.75% p.a.
Service Charge
RM10
Min. Deposit
RM1,000

Product summary

Interest Rate

Features

Fees & Charges

Requirements

More Information

Current Account » RHB

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