Standard Chartered JustOne Personal Account

Have the convenience of an overdraft facility at hand whenever you need the extra cash, along with access to free online banking to check on your balances and eStatements.

Standard Chartered JustOne Personal Account
Interest Rate
0.05% p.a.
Min. Deposit
Phone Banking
Account Statement
eStatement (via email)

Interest Rate

What you earn based on the amount that you have in your account

Min. AmountMax. AmountInterest Rate
RM1No maximum0.05% p.a.


What would make it different?

JustOne Overdraft
Online Banking
Standard Chartered Online Banking
Mobile App
PIDM Protected
Up to RM250,000

Fees & Charges

Early Closure Fee
Dishonoured Cheque Fee
Stop Payment Cheque Fee


Minimum Age
  • 18 years old
Minimum Initial Deposit
Who can apply
  • Malaysians
  • Foreigners

More Information

What do I need to know about the Standard Chartered JustOne Personal Account?

The JustOne Personal Current Account is part of JustOne Personal Account, which also includes the JustOne Savings Account and JustOne Overdraft.

It is interest bearing current account with a cheque book facility. You can also enjoy free perks and benefits if you can meet the minimum requirements.

How much interest rate can I earn from this current account?

A base interest rate of 0.05% p.a. will be charged on all balances in your Standard Chartered JustOne Personal Current Account. 

Since this current account linked to your JustOne Savings Account, you will also get an additional 1% p.a. interest rate on your savings account when you deposit RM1,500 into your JustOne Current Account every month. 

What are the benefits and terms associated with this current account?

The benefits on JustOne Personal Current Account are:

  • Fee waiver for withdrawals at any MEPS ATMs and HOUSe ATMs nationwide
  • Fee waiver for fund transfers via Standard Chartered ATMs
  • Free fund transfers via Standard Chartered Online Banking
  • Free Standard Chartered Debit Card
  • No monthly service fee
  • Convenience of JustOne Overdraft facility.

All you need to do is to deposit at least RM1,500 fresh fund every month into your JustOne account. If you do not fulfill the monthly deposit on a particular month, the bank will charge normal fees for your MEPS and HOUSe ATM withdrawals, which is at RM4 and RM1 respectively.

How do I apply for JustOne Personal Current Account?

To apply for this account, all you need is your identification card. No minimum deposit is required and you do not need an introducer.

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