Tell me about Standard Chartered JustOne Priority Account.
If you're looking to open a deposit account that meets your savings and transactions needs, Standard Chartered JustOne Priority Account is the right way to go.
Comprising a Current Account and a Savings Account under one name, JustOne Priority Account is suitable for mid-range income to mass affluent segment.
It is also an interest-bearing current account that rewards base interest of 0.5% p.a., calculated daily on your balances and credited every month. Plus, you could also be earning an additional 1% p.a. interest at the end of month.
What are the perks for signing up this current account?
There are many benefits and privileges when you open JustOne Priority Account. Subject to meeting Standard Chartered's Priority Banking requirements, you will be serviced by a dedicated Relationship Manager for when you need financial assistance or banking favors.
But the best part of owning this current account is yet to come, which is waiver on banking service charges on multiple channels and platforms:
- Cash withdrawal at over 12,000 MEPS ATMs, 360 HOUSe and in-house ATM machines nationwide;
- Free fund transfers via Standard Chartered Online Banking; and
- Free outward telegraphic transfer within Standard Chartered's network.
What do I need to do to qualify for this current account?
First of all, you need to meet the minimum entry requirements of Standard Chartered Priority Banking, such as:
- Must be a minimum of 18 years old;
- Deposit a minimum of RM10,000 fresh fund every month; or
- Maintain an average balance of RM20,000 in JustOne Priority Current Account.
JustOne Priority Account can be opened jointly with another individual, subject to a maximum of two account holders.
Do I get a cheque book and debit card upon account opening?
The issuance of cheque book is optional and subject to fees and charges. Nevertheless, you will receive a complimentary Priority Banking ATM/debit card for cash withdrawal and payment convenience.
Besides, you will also have access to Standard Chartered online banking facility to perform a variety of banking services such as fund transfers, bill payments, tracking transaction history, view monthly statement etc.
Not savvy enough? Download Standard Chartered Mobile Banking App to enjoy a more seamless and personalized banking experience.
Is it safe to keep my money in this current account?
Absolutely. You can rest assured that your deposit in this current account will be guaranteed up to RM250,000 by the Perbadanan Insurans Deposit Malaysia.