Note: This product is not available for new account openings and Standard Chartered will no longer accept new applications. Information is intended for existing customers only.
Tell me about Standard Chartered JustOne Priority Account
If you're looking to open a deposit account that meets your savings and transaction needs, Standard Chartered JustOne Priority Account is the right way to go.
Comprising a Current Account and a Savings Account under one name, JustOne Priority Account is suitable for mid-range income to mass affluent segments.
How much interest rate can I earn from this current account?
A base interest rate of 0.05% p.a. will be charged on all balances in your Standard Chartered JustOne Priority Current Account.
Since this current account is linked to your JustOne Savings Account, you will also get an additional 1% p.a. interest rate on your savings account when you deposit RM10,000 into your JustOne Current Account every month.
What are the perks of signing up for this current account?
There are many benefits and privileges when you open a JustOne Priority Account. Subject to meeting Standard Chartered's Priority Banking requirements, you will be serviced by a dedicated Relationship Manager when you need financial assistance or banking favours.
But the best part of owning this current account is yet to come, which is a waiver on banking service charges on multiple channels and platforms:
- Cash withdrawal at over 12,000 MEPS ATMs, 360 HOUSe and in-house ATMs nationwide;
- Free fund transfers via Standard Chartered Online Banking; and
- Free outward telegraphic transfer within Standard Chartered's network.
What do I need to do to qualify for this current account?
First of all, you need to meet the minimum entry requirements of Standard Chartered Priority Banking, such as:
- Must be a minimum of 18 years old;
- Deposit a minimum of RM10,000 fresh funds every month; or
- Maintain an average balance of RM20,000 in JustOne Priority Current Account.
JustOne Priority Account can be opened jointly with another individual, subject to a maximum of two account holders.
Do I get a chequebook and debit card upon account opening?
The issuance of a chequebook is optional and subject to charges. Nevertheless, you will receive a complimentary Priority Banking ATM/debit card for cash withdrawal and payment convenience.
Besides, you will also have access to Standard Chartered's online banking facility to perform various banking services such as fund transfers, bill payments, tracking transaction history, viewing monthly statements, etc.
Not savvy enough? Download the Standard Chartered Mobile Banking App for a more seamless and personalized banking experience.
Is it safe to keep my money in this current account?
Absolutely. You can rest assured that your deposit in this current account will be guaranteed up to RM250,000 by the Perbadanan Insurans Deposit Malaysia.