Standard Chartered

Standard Chartered JustOne Priority Account

Fulfill all your banking needs with the JustOne Priority Account - easy management of transactions and bill payments via BREEZE, Standard Chartered's online banking portal.

    • Phone Banking Service
    • eStatement (via email)
    • No Introducer Required
  • Min. AmountMax. AmountInterest Rate
    RM1no maximum0.05% p.a.

Features

What would make it different?

Overdraft
JustOne Overdraft
Online Banking
Standard Chartered Online Banking
Mobile App
PIDM Protected

Fees & Charges

There are always fees but how much are they?

MEPS Withdrawal Fee
No Fee
HOUSe Withdrawal Fee
No Fee
Early Closure Fee
RM20.00
Dishonoured Cheque Fee
RM150
Stop Payment Cheque Fee
RM20.00

Requirements

Are you eligible for this account?

Minimum Age
18 years old
Minimum Initial Deposit
RM10000

Frequently Asked Questions about Standard Chartered JustOne Priority Account

Things you might want to know

Tell me about Standard Chartered JustOne Priority Account.

If you're looking to open a deposit account that meets your savings and transactions needs, Standard Chartered JustOne Priority Account is the right way to go. 

Comprising a Current Account and a Savings Account under one name, JustOne Priority Account is suitable for mid-range income to mass affluent segment.

How much interest rate can I earn from this current account?

A base interest rate of 0.05% p.a. will be charged on all balances in your Standard Chartered JustOne Priority Current Account.

Since this current account linked to your JustOne Savings Account, you will also get an additional 1% p.a. interest rate on your savings account when you deposit RM10,000 into your JustOne Current Account every month.

What are the perks for signing up this current account?

There are many benefits and privileges when you open JustOne Priority Account. Subject to meeting Standard Chartered's Priority Banking requirements, you will be serviced by a dedicated Relationship Manager for when you need financial assistance or banking favors.

But the best part of owning this current account is yet to come, which is waiver on banking service charges on multiple channels and platforms:

  • Cash withdrawal at over 12,000 MEPS ATMs, 360 HOUSe and in-house ATM machines nationwide;
  • Free fund transfers via Standard Chartered Online Banking; and
  • Free outward telegraphic transfer within Standard Chartered's network.

What do I need to do to qualify for this current account?

First of all, you need to meet the minimum entry requirements of Standard Chartered Priority Banking, such as:

  • Must be a minimum of 18 years old;
  • Deposit a minimum of RM10,000 fresh fund every month; or
  • Maintain an average balance of RM20,000 in JustOne Priority Current Account.

JustOne Priority Account can be opened jointly with another individual, subject to a maximum of two account holders. 

Do I get a cheque book and debit card upon account opening?

The issuance of cheque book is optional and subject to fees and charges. Nevertheless, you will receive a complimentary Priority Banking ATM/debit card for cash withdrawal and payment convenience. 

Besides, you will also have access to Standard Chartered online banking facility to perform a variety of banking services such as fund transfers, bill payments, tracking transaction history, view monthly statement etc. 

Not savvy enough? Download Standard Chartered Mobile Banking App to enjoy a more seamless and personalized banking experience.

Is it safe to keep my money in this current account?

Absolutely. You can rest assured that your deposit in this current account will be guaranteed up to RM250,000 by the Perbadanan Insurans Deposit Malaysia.

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