Standard Chartered

Standard Chartered saadiq JustOne Priority Current Account-i

Apply now for a Mudharabah Islamic current account - stand to earn 1% additional hibah profit when you deposit RM10,000 fresh fund into your account.

    • Islamic account
    • Phone Banking Service
    • eStatement (via email)
    • No Introducer Required
  • Min. AmountMax. AmountProfit Rate
    RM1no maximum1% p.a.


What would make it different?

JustOne Overdraft
Overdraft Prescribed Rate
  • BR + 3.2% p.a.
  • Online Banking
    Standard Chartered Online Banking
    Mobile App

    Fees & Charges

    There are always fees but how much are they?

    ATM Card Issuance Fee
    No Fee
    MEPS Withdrawal Fee
    No Fee
    HOUSe Withdrawal Fee
    No Fee
    Overseas Withdrawal Fee
    No Fee
    Early Closure Fee
    Dishonoured Cheque Fee
    Stop Payment Cheque Fee

    All fees & charges are inclusive of 6% GST if applicable


    Are you eligible for this account?

    Minimum Age
    18 years old
    Minimum Initial Deposit

    Frequently Asked Questions about Standard Chartered saadiq JustOne Priority Current Account-i

    Things you might want to know

    Tell me about Standard Chartered saadiq JustOne Priority Current Account-i.

    If you're looking to open a deposit account that meets your savings and transactions needs in a Shariah compliant manner, Standard Chartered saadiq JustOne Priority Current Account-i is the right way to go.

    Comprising a Current Account and a Savings Account under one name, JustOne Priority Account is suitable for mid-range income to mass affluent segment.

    This current account is based on the concept of profit-sharing between the depositor and the financier. You will be rewarded with 1% p.a. profit at the end of every month, plus, an additional 1% p.a. hibah.

    What are the perks for signing up this Islamic current account?

    There are many benefits and privileges when you open JustOne Priority Current Account-i. Subject to meeting Standard Chartered saadiq's Priority Banking requirements, you will be serviced by a dedicated Relationship Manager for when you need financial assistance or banking favors.

    But the best part of owning this current account is yet to come, which is waiver on banking service charges on multiple channels and platforms:

    • Cash withdrawal at over 12,000 MEPS ATMs, 360 HOUSe and in-house ATM machines nationwide;
    • Free fund transfers via Standard Chartered Online Banking; and
    • Free outward telegraphic transfer within Standard Chartered's network.

    What do I need to do to qualify for this current account?

    First of all, you need to meet the minimum entry requirements of Standard Chartered Priority Banking, such as:

    • Must be a minimum of 18 years old;
    • Deposit a minimum of RM10,000 fresh fund every month; or
    • Maintain an average balance of RM20,000 in JustOne Priority Current Account-i.

    JustOne Priority Current Account-i can be opened jointly with another individual, subject to a maximum of two account holders.

    Do I get a cheque book and debit card upon account opening?

    The issuance of cheque book is optional and subject to fees and charges. Nevertheless, you will receive a complimentary Priority Banking ATM/debit card for cash withdrawal and payment convenience.

    Besides, you will also have access to Standard Chartered online banking facility to perform a variety of banking services such as fund transfers, bill payments, tracking transaction history, view monthly statement etc.

    Not savvy enough? Download Standard Chartered Mobile Banking App to enjoy a more seamless and personalized banking experience.

    Is my money guaranteed by PIDM?

    It is worth noting that the returns on deposit in this current account is not guaranteed as it is based on the performance of the underlying asset. As this current account is also an investment account, your deposit will not be guaranteed by the Perbadanan Insurans Deposit Malaysia.

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