Standard Chartered saadiq JustOne Priority Current Account-i

Apply now for a Mudharabah Islamic current account - stand to earn 1% additional hibah profit when you deposit RM10,000 fresh fund into your account.

Standard Chartered saadiq JustOne Priority Current Account-i
Profit Rate
0.05% p.a.
Account Type
Min. Deposit
Phone Banking
Account Statement
eStatement (via email)

Profit Rate

What you earn based on the amount that you have in your account

Min. AmountMax. AmountProfit Rate
RM1No maximum0.05% p.a.


What would make it different?

JustOne Overdraft
Online Banking
Standard Chartered Online Banking
Mobile App
PIDM Protected
Up to RM250,000

Fees & Charges

Early Closure Fee
Dishonoured Cheque Fee
Stop Payment Cheque Fee


Minimum Age
  • 18 years old
Minimum Initial Deposit
Who can apply
  • Malaysians
  • Foreigners

More Information

Tell me about Standard Chartered saadiq JustOne Priority Current Account-i.

If you're looking to open a deposit account that meets your savings and transactions needs in a Shariah compliant manner, Standard Chartered saadiq JustOne Priority Current Account-i is the right way to go.

Comprising a Current Account and a Savings Account under one name, JustOne Priority Account is suitable for mid-range income to mass affluent segment.

How much profit rate can I earn from this current account?

A base interest rate of 0.05% p.a. will be charged on all balances in your Standard Chartered saadiq JustOne Priority Current Account-i.

Since this current account linked to your JustOne Savings Account-i, you will also get an additional 1% p.a. profit rate on your savings account when you deposit RM10,000 into your JustOne Current Account-i every month.

What are the perks for signing up this current account?

There are many benefits and privileges when you open JustOne Priority Current Account-i. Subject to meeting Standard Chartered saadiq's Priority Banking requirements, you will be serviced by a dedicated Relationship Manager for when you need financial assistance or banking favors.

But the best part of owning this current account is yet to come, which is waiver on banking service charges on multiple channels and platforms:

  • Cash withdrawal at over 12,000 MEPS ATMs, 360 HOUSe and in-house ATM machines nationwide;
  • Free fund transfers via Standard Chartered Online Banking; and
  • Free outward telegraphic transfer within Standard Chartered's network.

What do I need to do to qualify for this current account?

First of all, you need to meet the minimum entry requirements of Standard Chartered Priority Banking, such as:

  • Must be a minimum of 18 years old;
  • Deposit a minimum of RM10,000 fresh fund every month; or
  • Maintain an average balance of RM20,000 in JustOne Priority Current Account-i.

JustOne Priority Current Account-i can be opened jointly with another individual, subject to a maximum of two account holders.

Do I get a cheque book and debit card upon account opening?

The issuance of cheque book is optional and subject to fees and charges. Nevertheless, you will receive a complimentary Priority Banking ATM/debit card for cash withdrawal and payment convenience.

Besides, you will also have access to Standard Chartered online banking facility to perform a variety of banking services such as fund transfers, bill payments, tracking transaction history, view monthly statement etc.

Not savvy enough? Download Standard Chartered Mobile Banking App to enjoy a more seamless and personalized banking experience.

Is my money guaranteed by PIDM?

This Islamic current account operates under the Islamic contract of Tawarruq (Commodity Murabahah), meaning the profit earned is based on the prevailing board rate. Therefore, it is insured by PIDM for up to RM250,000.

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