Best High Interest Current Accounts in Malaysia 2024
Not all Current Accounts return high interest earnings, but there are exceptions! Here are great alternatives to make your money work harder, with all the usual bells and whistles from a normal CA. Apply now for an account that has the best interest rate.
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Current Account » High Interest
CIMB Regular Current Account
- Interest Rate
- None
- Service Charge
- RM10
- Min. Deposit
- RM1,000
CIMB Current Account-i
- Profit Rate
- 0% to 0.2% p.a.
- Service Charge
- RM10
- Min. Deposit
- RM500
CIMB Basic Current Account
- Interest Rate
- None
- Service Charge
- RM10
- Min. Deposit
- RM500
CIMB Islamic Basic Current Account-i
- Profit Rate
- 0% to 0.2% p.a.
- Service Charge
- RM10
- Min. Deposit
- RM500
CIMB Prime Account
- Interest Rate
- 0.2% to 0.75% p.a.
- Service Charge
- RM5
- Min. Deposit
- RM1,000
UOB High Yield Account
- Interest Rate
- 0.02% to 2.65% p.a.
- Service Charge
- N/A
- Min. Deposit
- RM5,000
Kuwait Finance House Current Account-i
- Profit Rate
- Islamic
- Service Charge
- N/A
- Min. Deposit
- RM1,000
Affin Plus
- Interest Rate
- 0% to 2% p.a.
- Service Charge
- RM10
- Min. Deposit
- RM1,000
Bank of Nova Scotia Basic Current Account
- Interest Rate
- None
- Service Charge
- RM10
- Min. Deposit
- RM500
Affin Gold-i Current Account
- Profit Rate
- 0.2% to 1.5% p.a.
- Service Charge
- RM10
- Min. Deposit
- RM1,000
Affin Islamic Affin Plus-i
- Profit Rate
- 0% to 2% p.a.
- Service Charge
- RM10
- Min. Deposit
- RM1,000
Hong Leong Islamic Basic Current Account-i
- Profit Rate
- Islamic
- Service Charge
- RM10
- Min. Deposit
- RM500
KFH Sure Current Account-i
- Profit Rate
- 0.75% p.a.
- Service Charge
- N/A
- Min. Deposit
- RM500
AmBank Islamic Basic Current Account-i
- Profit Rate
- 0.5% to 0.88% p.a.
- Service Charge
- RM10
- Min. Deposit
- RM500
CIMB Preferred Account
- Interest Rate
- 0.5% to 2.25% p.a.
- Service Charge
- RM10
- Min. Deposit
- RM1,000
Alliance Current Account
- Interest Rate
- None
- Service Charge
- RM10
- Min. Deposit
- RM500
CIMB Senior Basic Current Account
- Interest Rate
- None
- Service Charge
- RM10
- Min. Deposit
- RM500
MBSB Foreign Currency Current Account-i
- Profit Rate
- Islamic
- Service Charge
- N/A
- Min. Deposit
- RM1,000
Affin Bank Current Account
- Interest Rate
- None
- Service Charge
- RM10
- Min. Deposit
- RM1,000
Alliance Basic Current Account
- Interest Rate
- None
- Service Charge
- RM10
- Min. Deposit
- RM500
AmBank Basic Current Account
- Interest Rate
- None
- Service Charge
- RM10
- Min. Deposit
- RM500
Hong Leong Current Account
- Interest Rate
- None
- Service Charge
- RM10
- Min. Deposit
- RM500
Hong Leong Basic Current Account
- Interest Rate
- None
- Service Charge
- RM10
- Min. Deposit
- RM500
Hong Leong Islamic Current Account-i
- Profit Rate
- Islamic
- Service Charge
- RM10
- Min. Deposit
- RM500
Maybank Premier 1 Account
- Interest Rate
- 0.2% to 1% p.a.
- Service Charge
- RM5
- Min. Deposit
- RM1,000
Maybank Premier Mudharabah Account-i
- Profit Rate
- 0.45% to 1.2% p.a.
- Service Charge
- RM10
- Min. Deposit
- RM1,000
OCBC Basic Current Account
- Interest Rate
- None
- Service Charge
- RM10
- Min. Deposit
- RM500
OCBC Al-Amin Mumtaz Current Account-i
- Profit Rate
- Islamic
- Service Charge
- RM10
- Min. Deposit
- RM500
Public Bank Basic Current Account
- Interest Rate
- None
- Service Charge
- RM10
- Min. Deposit
- RM500
RHB Premier Current Account
- Interest Rate
- 0.3% to 2.95% p.a.
- Service Charge
- RM5
- Min. Deposit
- RM1,000
Standard Chartered JustOne Personal Account
- Interest Rate
- 0.05% p.a.
- Service Charge
- N/A
- Min. Deposit
- RM1,500
Bank of China Current Account
- Interest Rate
- None
- Service Charge
- RM10
- Min. Deposit
- RM500
HSBC Advance Account
- Interest Rate
- 0.05% to 0.55% p.a.
- Service Charge
- RM10
- Min. Deposit
- RM500
MBSB PrimeWin Current Account-i
- Profit Rate
- 0.5% p.a.
- Service Charge
- RM10
- Min. Deposit
- RM1,000
HSBC Basic Current Account
- Interest Rate
- None
- Service Charge
- RM10
- Min. Deposit
- RM500
India International Bank Current Account
- Interest Rate
- None
- Service Charge
- N/A
- Min. Deposit
- RM1,000
Alliance Hybrid Account-i
- Profit Rate
- 0.4% to 0.65% p.a.
- Service Charge
- RM10
- Min. Deposit
- RM250
HSBC Amanah Basic Current Account-i
- Profit Rate
- Islamic
- Service Charge
- RM10
- Min. Deposit
- RM500
Alliance Islamic Current Account-i
- Profit Rate
- Islamic
- Service Charge
- RM10
- Min. Deposit
- RM500
RHB Smart Account-i
- Profit Rate
- 0.5% to 3% p.a.
- Service Charge
- RM10
- Min. Deposit
- RM1,000
RHB Smart Account
- Interest Rate
- 0.25% p.a.
- Service Charge
- RM10
- Min. Deposit
- RM1,000
RHB My1 Account
- Interest Rate
- 0.7% to 1.25% p.a.
- Service Charge
- RM5
- Min. Deposit
- RM1,000
Bank Muamalat Current Account-i Tawarruq
- Profit Rate
- Islamic
- Service Charge
- RM10
- Min. Deposit
- RM1,000
Maybank Basic Current Account
- Interest Rate
- None
- Service Charge
- RM10
- Min. Deposit
- RM500
Maybank Current Account-i
- Profit Rate
- Islamic
- Service Charge
- RM10
- Min. Deposit
- RM1,000
MBSB Basic Current Account-i
- Profit Rate
- 0.25% p.a.
- Service Charge
- N/A
- Min. Deposit
- RM500
Maybank Personal Current Account
- Interest Rate
- None
- Service Charge
- RM10
- Min. Deposit
- RM1,000
Alliance Hybrid Account
- Interest Rate
- 0.4% to 0.65% p.a.
- Service Charge
- RM15
- Min. Deposit
- RM250
Alliance Islamic Basic Current Account-i
- Profit Rate
- Islamic
- Service Charge
- RM10
- Min. Deposit
- RM500
Affin Islamic Current Account-i
- Profit Rate
- 0% to 0.25% p.a.
- Service Charge
- RM10
- Min. Deposit
- RM1,000
Kuwait Finance House Basic Current Account-i
- Profit Rate
- Islamic
- Service Charge
- N/A
- Min. Deposit
- RM500
UOB Wealth Premium Account
- Interest Rate
- 0.1% to 0.6% p.a.
- Service Charge
- RM5
- Min. Deposit
- RM5,000
Hong Leong Islamic Current Account One-i
- Profit Rate
- 0.05% to 0.3% p.a.
- Service Charge
- RM5
- Min. Deposit
- RM500
AmBank AmStar Current Account
- Interest Rate
- 0.75% to 2.75% p.a.
- Service Charge
- RM5
- Min. Deposit
- RM2,000
Hong Leong One Account
- Interest Rate
- 0.05% to 0.3% p.a.
- Service Charge
- RM5
- Min. Deposit
- RM1,000
Bank Islam Current Account-i
- Profit Rate
- Islamic
- Service Charge
- RM10
- Min. Deposit
- RM500
Bank Islam Basic Current Account-i
- Profit Rate
- Islamic
- Service Charge
- RM10
- Min. Deposit
- RM500
Standard Chartered Saadiq JustOne Personal Current Account-i
- Profit Rate
- 0.05% p.a.
- Service Charge
- N/A
- Min. Deposit
- RM1,500
UOB Basic Current Account
- Interest Rate
- None
- Service Charge
- RM10
- Min. Deposit
- RM500
UOB i-Account
- Interest Rate
- 0.05% to 0.05% p.a.
- Service Charge
- RM15
- Min. Deposit
- RM5,000
Standard Chartered JustOne Priority Account
- Interest Rate
- 0.05% p.a.
- Service Charge
- N/A
- Min. Deposit
- RM10,000
Standard Chartered Saadiq JustOne Priority Current Account-i
- Profit Rate
- 0.05% p.a.
- Service Charge
- N/A
- Min. Deposit
- RM10,000
Bank Rakyat eCurrent Account-i
- Profit Rate
- Islamic
- Service Charge
- N/A
- Min. Deposit
- RM500
AmBank TRUE Transact Account
- Interest Rate
- 0.05% p.a.
- Service Charge
- N/A
- Min. Deposit
- RM500
Public Bank PLUS Current Account-i
- Profit Rate
- 0.1% to 2% p.a.
- Service Charge
- RM10
- Min. Deposit
- RM3,000
Public Bank BASIC QARD Current Account-i
- Profit Rate
- Islamic
- Service Charge
- RM10
- Min. Deposit
- RM500
Public Bank Qard Current Account-i
- Profit Rate
- Islamic
- Service Charge
- RM10
- Min. Deposit
- RM3,000
Public Bank ACE Account
- Interest Rate
- 0.1% to 1.6% p.a.
- Service Charge
- RM10
- Min. Deposit
- RM1,000
Public Bank PB CurrentLink Account
- Interest Rate
- None
- Service Charge
- RM10
- Min. Deposit
- RM3,000
Public Bank Basic 55 Current Account
- Interest Rate
- None
- Service Charge
- RM10
- Min. Deposit
- RM500
Public Bank PLUS Current Account
- Interest Rate
- None
- Service Charge
- RM10
- Min. Deposit
- RM3,000
CIMB Islamic Current Account-i for Preferred
- Profit Rate
- 0.5% to 2.25% p.a.
- Service Charge
- RM10
- Min. Deposit
- RM1,000
Maybank2u Premier
- Interest Rate
- 0.2% to 0.6% p.a.
- Service Charge
- RM10
- Min. Deposit
- RM500
Al-Rajhi Current Account-i
- Profit Rate
- Islamic
- Service Charge
- RM -
- Min. Deposit
- RM500
CIMB Senior Basic Current Account-i
- Profit Rate
- 0.3% p.a.
- Service Charge
- RM10
- Min. Deposit
- RM500
RHB Basic Current Account
- Interest Rate
- None
- Service Charge
- RM5
- Min. Deposit
- RM500
Affin Bank Basic Current Account
- Interest Rate
- None
- Service Charge
- RM10
- Min. Deposit
- RM500
Standard Chartered Saadiq Basic Current Account-i
- Profit Rate
- 0% to 0.5% p.a.
- Service Charge
- RM10
- Min. Deposit
- RM500
MBSB PrimeRich Current Account-i
- Profit Rate
- 0.75% p.a.
- Service Charge
- RM10
- Min. Deposit
- RM1,000
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