AEON Bank VISA Debit Card-i

The AEON Bank VISA Debit Card-i that rewards every spend! Earn up to 3X AEON Points and enjoy seamless, secure transactions anywhere.

Annual Fee: RM8
ATM Withdrawal Fee: RM1
Overseas Transaction Fee: 1%
Card Replacement Fee: RM12

Features

Say goodbye to carrying large amounts of physical cash and hello to effortless, controlled spending!

Key Features and Functionality

Global Acceptance: Shop confidently at all Visa merchants worldwide.
No Income Requirement: As a debit card linked to your deposit account, it is easy to apply for and requires no income threshold.
Rewards Program: Earn AEON Points on every purchase, with up to 3X points when you shop at participating AEON outlets (3X on Thursdays; 2X on other days except Thursdays).
Contactless Payments: Complete transactions instantly with the Visa payWave feature.
Cash Access: Withdraw funds at ATMs globally.
Usage Control: Easily manage your card settings, including transaction limits and instant locking/unlocking, via the in-app security features.

Charges and Fees (Key Charges)

Card Issuance Fee: RM0 (The RM12 fee for the physical card is currently waived under promotion, T&C apply)
ATM Withdrawals (Local): A fee of RM1 will be charged for withdrawals at other banks' ATMs in Malaysia.
ATM Withdrawals (Overseas): RM10 per withdrawal when using ATMs under the Visa Network overseas.
Overseas Transaction Conversion Fee: 1% on the total amount spent (applied to all purchases made in foreign currency).

Fees & Charges

Issuance Fee

RM12
Waived when Including delivery fee
Free until 30 November 2025 (exclusive promotion)

Annual Fee

ATM Withdrawal Fee

RM1 per withdrawal on Local MEPS ATM
RM10 per withdrawal on Overseas ATM

Overseas Transaction Fee

1.00% of the total amount transacted

Card Replacement Fee

RM12

Requirements

Minimum Age

18 years old

Who can apply

AEON Bank Savings Account-i holders

Review

What is the AEON Bank VISA Debit Card-i?

The AEON Bank VISA Debit Card-i is a Shariah-compliant spending card linked directly to your AEON Bank Savings Account-i. It allows you to use your own funds for purchases online, locally, and overseas, offering simple, controlled spending and security, while letting you earn rewards on every transaction.

Frequently Asked Questions (FAQ) For AEON Bank VISA Debit Card-i

1. What are the benefits of the AEON Bank VISA Debit Card-i?

Your card grants you Global Acceptance at any merchant that displays the Visa logo. Plus, enjoy instant transactions with Contactless Convenience; thanks to the Visa payWave feature, you can simply tap your card to complete payments in a flash.

The card is highly rewarding, allowing you to collect AEON Points on every spend. You can earn up to 3X points when shopping at participating AEON outlets (3X on Thursdays, 2X on other days excluding Thursdays).

For Cash Access convenience, you can withdraw funds at ATMs globally, subject to your balance and daily limit. You also have Usage Control via the AEON Bank app, giving you the flexibility to easily manage transaction limits and instantly lock or unlock your card for security

2. What are the fees and charges I have to pay?

The key fees and charges for the AEON Bank VISA Debit Card-i are:

Charges and Fees (Key Charges)

Card Issuance Fee: RM0 (The RM12 fee for the physical card is currently waived under promotion; Terms and Conditions apply).
Annual Fees: RM0.00 (No annual fee).
ATM Withdrawal Fee (Other Local Bank ATM): RM1.00 per withdrawal.
ATM Withdrawal Fee (Overseas Visa Network): RM10.00 per withdrawal.
Overseas Transaction Conversion Fee: 1% on the total amount spent (applied to all foreign currency purchases).
Replacement Card Fee: RM12.00.

3. Who can apply for the AEON Bank VISA Debit Card-i?

To apply for the card, you must first open an AEON Bank Savings Account-i and be at least 18 years old. Since it is a debit card linked to your own funds, there is no minimum income requirement, making it highly accessible.