Your Everyday Prepaid Card for Rewards and Savings
The AEON Member Plus Visa Card is a prepaid card designed for your lifestyle. Unlock exclusive rewards, member-only deals and promotions, and smart budget management. Best of all, applying is simple, with no income documents required.
What benefits do I get?
Your daily spending with this prepaid card earns you more rewards.
- Earn 2X AEON Points for every RM1 spent when you pay at any AEON Stores, AEON BiG Hypermarkets, AEON MaxValu Prime, AEON Wellness, and Daiso by AEON.
- Earn 1X AEON Point for every RM1 spent for member recognition at the same stores.
- Earn 1X AEON Point for every RM1 on overseas transactions where Visa is accepted.
Collect as many points as you can and convert them directly into cash on your card. Redemption is based on a conversion of 200 AEON Points to RM1. Your points are valid for three (3) years from the date they were accumulated. Redeem easily via the AEON Credit Service Website or the AEON Wallet app.
Other benefits include:
- Exclusive Member Privileges: Save more with special deals and discounts of up to 70% at over 200 participating merchants nationwide.
- Convenient Top-Up Options: Easily reload your card through various channels, such as via AEON Credit Cash Deposit Machine, cashier counters at AEON Stores, AEON BiG Hypermarkets, AEON MaxValu Prime, and AEON Wellness, including AEON Wallet via Online Banking, and other banks’ online banking platforms.
- Global and Online Shopping: Use your card for purchases locally, online, and anywhere Visa is accepted globally.
- Free Parking: Enjoy up to two (2) hours of free parking at selected AEON Malls and AEON BiG Hypermarkets, subject to a 10% convenience service fee and 6% SST.
Is my transaction secure?
Definitely! This prepaid card comes with a Tap to Pay feature. Just tap your card on a secure reader without a PIN needed for transactions below RM250.
If your card is lost or stolen, you can contact AEON immediately to block the card and protect your funds.
How can I manage my money?
The AEON Member Plus Visa Card is a prepaid instrument which you can top up with money and limit your spending to the available balance.
You can set your own single transaction, daily, and monthly limits for better budget management, without monthly interest rates or late charges.
What are the fees or charges?
- Annual Fee: RM12
- Joining Fee: Waived
- Card Replacement Fee: RM12 (This fee is waived for lost or stolen cards if a police report is provided)
- Card Cancellation Fee: Waived
- Top-Up Fees:
- Free at AEON Credit Service cash deposit machines
- Free at AEON store cashier counters
- Free via AEON Wallet online banking
- Charges ranging from RM0.10 to RM1 may apply when using other banks' online banking
- ATM Withdrawal Fees:
- Free at AEON Credit ATMs
- RM10 per transaction at other banks’ ATMs on the PLUS Network
- Overseas Transaction Fee: Transactions in foreign currencies will be converted to Ringgit Malaysia at Visa's exchange rate, plus a 1% service fee.
Am I eligible for the AEON Member Plus Visa Card?
Malaysians, permanent residents, Singaporeans and other nationalities aged 15 years and over are eligible to apply for this prepaid card. No minimum income is required.
However, for applicants aged 15 to 17, you will need a parent or guardian to sign an indemnity clause and provide relevant documents.
How to apply?
You can apply by walk-in application at any of the following locations:
- AEON Credit Service Branch
- AEON Member Service Counter
- AEON Member Plus Visa Card Kiosks
- AEON Member Plus Visa Card Instant Issuance Kiosks
Or, you can make an online application with these simple steps:
- Step 1: Download the AEON Wallet app from the Google Play Store or Apple App Store.
- Step 2: Tap on "Apply for Card".
- Step 3: Enter your details and apply.
- Step 4: Collect your card at the nearest AEON Credit Service branch.
- Step 5: Start collecting AEON Points immediately using the Temporary Member ID in your app.
Frequently Asked Questions (FAQs)
Find answers to some of the common questions about the AEON Member Plus Visa Card.
What is the AEON Member Plus Visa Card?
It is a prepaid Visa card that allows you to make electronic payments using a pre-loaded monetary value. Your spending is limited to the amount of money stored on the card.
What is the wallet size (maximum balance) for the card?
The maximum balance depends on your age:
- Above 18 years old: Up to RM10,000.
- Between 15 to 17 years old: Up to RM1,500.
Do I need to activate the card before using it?
No, the card is automatically activated when it is issued to you.
Can I use the card for overseas transactions?
Yes, but you may need to enable this feature. For security, overseas and certain other online transactions are disabled by default. You can request activation by contacting customer service or by opting in during your card application.














