AEON Privilege Card for Hawkers and Petty Traders

Get cashless payments, earn up to 3X AEON Points and enjoy business-centric benefits like license renewal and Perkeso insurance protection through the In2Niaga app.

AEON Privilege Card for Hawkers and Petty Traders
Annual Fee
RM12
ATM Withdrawal Fee
Free*
Overseas Transaction Fee
1%
Card Replacement Fee
RM12

Fees & Charges

Issuance Fee
  • No Fee
Annual Fee
  • RM12
ATM Withdrawal Fee
  • RM10 per withdrawal on Local MEPS ATM
  • RM10 per withdrawal on Overseas ATM
  • Free for AEON Credit ATM

Overseas Transaction Fee
1.00% of the total amount transacted
Card Replacement Fee
  • RM12
  • Waived for your card is lost/stolen with police report attached

Requirements

Minimum Age
  • 18 years old
Who can apply
  • Anybody

Review

Simplify Your Business with AEON Privilege Card for Hawkers and Petty Traders

The AEON Privilege Card is a prepaid card designed for registered Hawkers and Petty Traders in Malaysia.

This card simplifies business transactions by enabling you to receive cashless payments from customers while unlocking various benefits to help your business thrive.

What do I get from this card?

You can earn rewards with every Ringgit spent on your business purchases. Here’s how:

  • Earn 3X AEON Points for every RM1 spent at AEON BiG Hypermarkets.
  • Earn 2X AEON Points for every RM1 spent at AEON Stores, AEON Maxvalu Prime, and AEON Wellness.
  • Earn 1X AEON Point for every RM1 on overseas transactions where Visa is accepted.

Collect as many points as you can and convert them directly into cash on your card. Redemption is calculated at a rate of 200 AEON Points to RM1.

Points remain valid for three (3) years from the year they are earned. So, don’t forget to redeem your points via the AEON Credit Service Website or the AEON Wallet app.

Other benefits include:

  • Member Privileges and Special Deals: Enjoy exclusive deals with discounts of up to 70% at over 200 participating merchants nationwide.
  • Complimentary Parking: Enjoy up to two hours of free parking when you use your card at AEON Malls and selected AEON BiG Hypermarkets.
  • Global and Online Acceptance: Whether you're shopping online or travelling abroad, your card is accepted wherever you see the Visa logo.

How can I manage my business with this card?

The AEON Privilege Card for Hawkers and Petty Traders is equipped with tools and protection for your business essentials, namely:

  • Insurance Protection by Perkeso: Get daily insurance protection with an auto-deduction of just RM0.50 via the In2Niaga App.
  • Business License Renewal: Easily renew your business license for the Local Municipal Council through the In2Niaga App.

Is this card secure for everyday use?

Of course! You will get effortless payment with the Tap to Pay feature. Simply tap your card without a PIN for single purchases below RM250.

If your card is lost or stolen, contact AEON immediately to block it and protect your funds.

Any fees or charges?

  • Annual Fee: RM12
  • Joining Fee: Waived
  • Card Replacement Fee: RM12 (Waived for lost or stolen cards with an attached police report)
  • Card Cancellation Fee: Waived
  • Top-Up Fees:
    • Free at AEON Credit Service cash deposit machines
    • Free at AEON Stores, AEON BiG, AEON MaxValu Prime, and AEON Wellness cashier counters
    • Free via AEON Wallet Online Banking and the In2Niaga Mobile Application
    • Charges from RM0.10 to RM1 may apply when using other banks' online banking
  • ATM Withdrawal Fees:
    • Free at AEON Credit ATMs
    • RM10 per transaction at other banks’ ATMs on the PLUS Network
  • Overseas Transaction Fee: Transactions in foreign currencies are subject to Visa's exchange rate plus a 1% service fee

Am I eligible?

The AEON Privilege Card for Hawkers and Petty Traders is open to Malaysians, permanent residents, Singaporeans and other nationalities aged 18 years or over.

If you’re applying for the Gold Card (Business Owners):

  • Provide your NRIC or MyPR
  • A Malaysian mailing address and phone number, and
  • Copies of your SSM Certificate, Municipal Council Business License, and an image of your premises.

If you’re applying for the Silver Card (Business Helpers):

  • This card can only be applied for by a Gold cardholder
  • Applicants must be 15 years old or above

How can I apply?

Forget about walk-in applications; you can easily apply for an account online with these simple steps:

  1. Download the In2Niaga mobile application from the Google Play Store or Apple App Store.
  2. Tap on "Don't have In2Niaga Account? Join Now!".
  3. Fill in your details and submit.
  4. Click on "Apply for Your Prihatin Card NOW!".
  5. Enter your details again and submit.
  6. Collect your card from your selected AEON Credit Service branch.
  7. Activate your card via SMS, AEON Wallet, AEON Credit Website, or by calling the 24-hour Customer Care Centre.

Frequently Asked Questions (FAQs)

Find out common questions about the AEON Privilege Card for Hawkers and Petty Traders.

What is the difference between the Gold and Silver cards?

The Gold card is for business owners, while the Silver card is for the helpers. A business owner who holds a Gold card must apply for the Silver card on behalf of their helper.

Where can I use this card for payment?

The card can be used for payments both locally and internationally at various merchants like supermarkets, petrol stations, and for online shopping. You can spend up to the full pre-loaded amount on the card.

How do I reload the card?

You can top up your card through the IN2NIAGA application, at AEON counters and facilities, and via FPX online banking.

Where can I withdraw cash?

Cash withdrawals can be made at any bank's ATM and at the Cash Deposit Machines located at AEON Credit Service branches.

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