What is A1addin eSaver?
The AFFIN A1addin eSaver is a fantastic, digitally-focused savings account designed for maximum convenience and control. It's a low-barrier-to-entry account, requiring only a small initial deposit, while providing 24/7 access to your funds via Internet Banking and a free A1addin Visa Debit Card for all your cashless spending needs. It’s the smart way to save and spend!
What Are the Benefits?
- Digital Access: Enjoy 24/7 Internet Banking Services for instant transactions and balance checks.
- Secure Spending: Comes bundled with an A1addin Visa Debit Card for a secure, debt-free payment option.
- Easy Account Tracking: Receive a free Monthly e-Statement to manage and track your transactions easily.
- Financial Security: Your money is protected by PIDM up to RM250,000 for each depositor.
- Low Entry Cost: Only requires a low initial deposit and a minimum balance of RM20.
Who Can Apply for This Debit Card?
- Age: Minimum age of 18 years.
- Nationality: Open to Malaysians and permanent residents.
- Initial Deposit: Minimum initial deposit of RM20.
- Minimum Balance: Must maintain a minimum balance of RM20.
What Are the Required Documents to Apply for This Debit Card?
- Your original Identity Card (MyKad) (for Malaysians) or Passport and relevant permit (for Permanent Residents).
- Completed Account Application Form.
- The Initial Deposit of RM20.
What Are the Fees That I Need To
- Account Service Fees:
- Annual Service Fee (Dormancy): RM10.00 will be levied annually if the balance is more than RM10.00 in a Dormant Account.
- Early Account Closure: RM30.00 if the account is closed within 6 months of opening.
- Transaction Fees:
- Withdrawal Fee (AFFIN ATM): Free (at AFFINBANK and AFFIN ISLAMIC ATMs).
- Withdrawal Fee (Other Banks/MEPS): RM1.00 per withdrawal/transaction (at Local MEPS member bank ATMs).
- Ad Hoc Statements requests: Flat charge of RM10.00.
- Other Fees (If Applicable):
- Lost Savings Account Passbook: RM20.00 (This is a general Savings Account fee, though the eSaver is typically paperless).
- MEPS Instant Transfer (IBFT) via ATM: RM0.50 for transfers from RM5,000.01 up to RM50,000 (transfers up to RM5,000 are waived).
