What Is an AFFIN ISLAMIC Visa Debit Card?
The AFFIN ISLAMIC Visa Debit Card is your reliable, ethically sound payment solution. As a Shariah-compliant card, it connects directly to your AFFIN ISLAMIC savings or current account.
It lets you spend your own money with confidence, offering global Visa acceptance, 3D Secure online protection, and a straightforward, controlled way to manage your daily finances.
What Are The Benefits?
- Superior Online Protection: Enhanced security with 3D Secure online shopping for all your e-commerce purchases.
- Real-Time Control: Track all your debit card transactions instantly via AffinAlways Internet Banking.
- Automated Payments: Set up convenient payment instructions for utility and subscription billers.
- Ethical Financial Management: Spend safely within your budget as the card is directly linked to your AFFIN ISLAMIC account.
Who Can Apply for This Debit Card?
The AFFIN ISLAMIC Visa Debit Card is issued to customers who hold an AFFIN ISLAMIC Current or Savings Account (CASA) and meet the following age criteria:
- Individuals: Account holders eighteen (18) years and above are eligible.
- Minors: Minors who are twelve (12) years and above are also eligible to apply.
What Are the Required Documents to Apply for This Debit Card?
To obtain the debit card, you must first open and hold a valid Shariah-compliant Current or Savings Account with AFFIN ISLAMIC.
- Your original Identity Card (MyKad) (for Malaysians) or Passport and relevant permit (for Non-Residents).
- Completed Account Application Form for the linked Savings or Current Account-i.
- Minimum initial deposit required for the linked account type.
What Are the Fees That I Need to Pay?
- Annual Fee:
- First Year: WAIVED (Free)
- Subsequent Year: RM12.00 per annum (or RM8.00 if linked to a Basic Savings/Current Account-i).
- ATM Withdrawal Fee (AFFIN ATM): Free (at AFFINBANK and AFFIN ISLAMIC ATMs).
- ATM Withdrawal Fee (Other Banks/MEPS): RM1.00 per withdrawal/transaction at local MEPS member bank ATMs.
- Overseas Transaction Conversion Fee: When the card is used outside Malaysia, a fee of up to 1% is added to the VISA International exchange rate.
- Replacement Card Fees:
- Due to lost/stolen Card, loss of PIN, or Card damaged by Customer: RM12.00
- Due to faulty Card/recall or fraud: Exempted (Free)
