What Is the AFFIN Kenyalang Visa Debit Card?
It's the essential card, exclusively designed for Sarawak residents and individuals! The AFFIN Kenyalang Visa Debit Card is a secure payment card that connects directly to your AFFIN BANK savings or current account.
It provides all the convenience of a Visa card for payments online and around the world, while helping you stay within budget by spending only what you have. It truly is a smart, secure, and zero-fee way to manage your cash!
What Are the Benefits?
- Lifetime Annual Fee Waiver: Never pay an annual fee for your debit card again.
- Top-Tier Security: Protected by Secure Chip and PIN Technology and 3D Secure SMS authentication for online purchases.
- Customisable Control: Receive free SMS alerts for transactions and visit a branch to set your own preferred alert threshold.
- Real-Time Transaction Tracking: View your spending instantly through AffinAlways internet banking.
- MEPS Fee Waiver: Get up to 4 free MEPS withdrawals per month when you maintain a qualifying minimum balance in your linked account.
- Payment Convenience: Works as an ATM card for funds transfers, bill payments, and loan/credit card repayment at any MEPS Shared ATM Network.
Who Can Apply For This Debit Card?
This card is exclusively designed for Sarawak and individuals with an address in Sarawak. To be eligible, you must hold a linked AFFIN BANK Savings or Current Account (CASA/-i) and meet the following criteria:
- Age: Account holders eighteen (18) years and above are eligible. Minors who are twelve (12) years and above are also eligible to apply.
- Joint Accounts: Only holders of joint accounts with the instruction of “either-to-sign” can apply for the Card.
- Sarawak Status (Meet One):
- Be an “Anak Sarawak” (indicated by a “K” on your MyKad).
- Be an individual born in Sarawak (MyKad with code “13”).
- Be a student with an address in Sarawak.
- Have a residential address in Sarawak.
- Have an office address in Sarawak.
What Are the Required Documents to Apply for This Debit Card?
You must provide both your standard identification documents and supporting documents to verify your Sarawak status.
1. Standard Documents:
- Your original Identity Card (MyKad) or Passport (for non-Malaysians).
- Any required documents for opening a Current or Savings Account if you don't already have one.
- Completed Application Form.
2. Supporting Documents (To Verify Sarawak Status):
- Education letter
- Confirmation of the learning institution on the status
- Student ID card (Matrix Card)
- Electricity bill
- Water bill
- Telephone bill
- Lease agreement
- Employment letter
- Bank statement
- Any other document as required by the bank
What Are the Fees That I Need to Pay?
- Annual Fee: RM0.00 (Lifetime Annual Fee Waiver).
- MEPS Withdrawal Fees: Waived for up to 4 transactions per month if you meet the minimum monthly balance requirement.
- SMS Transaction Alerts: No cost for the SMS alerts sent to your registered mobile phone number.
- Replacement Card Fees: RM12.00 (due to lost/stolen Card, loss of PIN, or Card damaged by Customer)
- Overseas Transaction Conversion Fee: 1%
