What is Agro Debit Card-i?
The Agrobank Visa Debit Card-i is your key to secure, cashless convenience. It offers a safe and efficient way to manage your finances, replacing the need to carry cash for daily transactions.
What kind of benefits can I enjoy with this debit card?
Global Acceptance and Easy Access
- Worldwide and Nationwide Use: Your card is accepted at 30 million Visa merchants globally and at all MyDebit merchants across Malaysia.
- Convenient ATM Network: Access your cash instantly at over 256 Agrobank ATMs, any MEPS member bank ATM nationwide, and VisaPlus ATMs around the world.
- Versatile Payments: Use your card for retail purchases, online shopping, bill payments, and even transactions over the phone.
Advanced Security and Convenience
- Contactless Technology: Make fast and easy low-value payments wherever you see the contactless symbol. Just tap and go.
- Enhanced Security: The card features a tamper-resistant smart chip that encrypts your data, making it extremely difficult to be copied or stolen.
- Simplified Financial Management: Easily track your expenses through your bank statements and manage your account anytime through the AGRONet online portal.
Additional Advantages
- No Income Requirement: Applying for the card is accessible to all eligible account holders without a minimum income requirement.
- No Government Service Tax: Enjoy your card's benefits without the extra cost of a government service tax.
How much do I get for the card limit?
Agrobank sets daily limits to help you manage your spending and protect your account.
For ATM Cash Withdrawal Limits
- Maximum per Withdrawal: RM1,500
- Maximum Daily Total: RM6,000
- Frequency: You can make multiple withdrawals in a day, as long as you do not exceed the RM6,000 daily maximum.
For Daily Retail Purchase Limit
- Standard Limit: The default daily spending limit for retail purchases is up to RM6,000.
- Request an Increase: For greater spending flexibility, you can contact Agrobank to request an increase in your daily purchase limit up to a maximum of RM30,000.
What are the fees or charges of the Agro Debit Card-i?
Here are some of the fees or charges that you should take note of before applying for an Agro Debit Card-i:
| Fee Type | Amount |
| Card issuance fee | RM8 |
| Agrobank ATM withdrawal | Free |
| MEPS Netword ATM withdrawal | RM1 |
| Foreign Banks ATM withdrawal | RM4 |
| Visa Plus ATM withdrawal | RM10 |
| Sales draft (Original) | RM10 |
| Sales draft (Photocopy) | RM5 |
| Statement | RM5 |
| Overseas transaction conversion service fee | 1.25% from the converted amount |
If you need further details, you can refer to Agrobank's official schedule of fees and charges, or inquire at your nearest branch.
I'm interested. How can I apply for Agro Debit Card-i?
Applying for the Agro Visa Debit Card-i is simple! First, you must be an account holder of a Savings or GIRO account with Agrobank to be eligible. Otherwise, you will need to make an application for either two of the said accounts at the nearest branch.
Here is the step-by-step guide on how to apply for the debit card-i:
- Visit your nearest Agrobank branch
- Fill out the Agrobank debit card application form.
- Provide one of the following identification documents:
- MyKad (for Malaysian citizens)
- Police or Army ID Card
- Passport (for non-residents)
