What is the Al Rajhi Debit Card-i?
The Al Rajhi Debit Card-i is a Shariah-compliant card that provides secure access to your funds for everyday purchases and cash withdrawals. Linked directly to your Al Rajhi deposit account, it offers global access and seamless payment features.
Who can apply for this Islamic debit card?
To be eligible for the Al Rajhi Debit Card-i, you must be 18 years old and above, plus open and maintain a deposit account (Savings-i or Current-i) with Al Rajhi Bank.
Are there any annual fees?
There are, and the fees are structured according to your withdrawal needs.
For Basic Account Holders:
- Option 1 (No Annual Fee): Enjoy your first 8 domestic ATM withdrawals for free each month. A fee of RM0.50 applies to the ninth withdrawal onwards.
- Option 2 (Paid Annual Fee): Pay a flat annual fee of RM8.00 for unlimited domestic ATM withdrawals.
For Non-Basic Account Holders:
- Option 1 (No Annual Fee): Your first 8 domestic ATM withdrawals are free each month, with subsequent withdrawals charged at RM0.50 each.
- Option 2 (Paid Annual Fee): Pay an annual fee of RM10.00 to receive unlimited domestic ATM withdrawals.
What benefits do I get with the Al Rajhi Debit Card-i?
- 24/7 Global Access: Withdraw cash from Al Rajhi Bank ATMs, any MEPS-enabled ATMs locally, and Visa PLUS-enabled ATMs worldwide.
- Worldwide Retail Acceptance: Use your card for purchases at millions of merchants globally through Magnetic Stripe, Pin and Pay, or contactless Visa payWave.
- Contactless Convenience: Make quick and secure payments for transactions up to RM250 using Visa payWave. For any purchase exceeding RM250, a PIN or signature is required for added security.
Anything else that is important for me to know?
- Card Replacement Fee: A fee of RM12.00 is charged for replacing a lost or stolen card.
- Overseas ATM Withdrawal (Visa PLUS): A charge of RM12.00 per transaction applies for cash withdrawals outside of Malaysia.
- Pre-Authorisation at Fuel Pumps: A pre-authorisation amount of RM200 will be temporarily held when you use your card at automated fuel dispensers. The actual purchase amount will be finalised, and the hold will be released within 3 working days.
Need extra details? Feel free to check out the Product Disclosure Sheet.
