Streamline business spending with the Alliance Biz-Xpress Card. Enjoy quick approval, flexible credit limits, and easy expense management.
Product summary
Annual Fee
RM8
ATM Withdrawal Fee
Free*
Overseas Transaction Fee
1%
Card Replacement Fee
RM8
Fees & Charges
Issuance Fee
RM8
Annual Fee
RM8
ATM Withdrawal Fee
RM1 per withdrawal on Local MEPS ATM
RM8 per withdrawal on Overseas ATM
Free for Alliance Bank ATM
Overseas Transaction Fee
1.00% of the total amount transacted
Card Replacement Fee
RM8
Requirements
Who can apply
Available to all business entities, including sole proprietors, partnerships, private limited, and public listed companies.
Review
Why Your Business Needs the Biz-Xpress Card
The Alliance Biz-Xpress Card is your business debit card, specifically designed for sole proprietors, partnerships, and companies (private limited and public listed) to effortlessly manage everyday cash and retail transactions.
It links directly to your business's current account, allowing you and your staff to perform cash deposits, withdrawals, and retail payments hassle-free. It's the secure tool for streamlining your operational spending.
What Are the Benefits?
Total Employee Control: Get unlimited staff cards to issue across your team. The best part? You decide the level of access for each card, choosing either 'Deposit Only' or 'Full Access High Limit'.
High Transaction Limits: Key personnel on the 'Full Access High Limit' plan benefit from a maximum daily cash withdrawal of RM8,000 and a monthly limit of RM30,000 per card.
Simple Account Management: Consolidate your banking by linking a single Biz-Xpress Card to a maximum of 6 different accounts.
Global Access for Staff: The card is accepted by MyDebit merchants for retail transactions and can be used for cash withdrawal at any overseas ATM displaying the CIRRUS logo.
Fast & Secure Payments: Enjoy quick, secure, contactless transactions for payments up to RM250 in Malaysia without needing to key in a PIN.
Who Can Apply for This Essential Business Card?
Available to all business entities. This includes sole proprietors, partnerships, private limited companies, and publicly listed companies.
What Are the Required Documents to Apply for This Card?
You must apply via an Alliance Bank branch and submit the Biz-Xpress Card Application Form.
What Are the Fees I Need to Know?
Card Issuance / Annual Fee: Only RM8.00 per card.
Card Replacement Fee: A simple fee of RM8.00 per card for replacement.
Local ATM Withdrawal (Other Banks): RM1.00 per transaction for cash withdrawals via MEPS at other local banks or locally incorporated foreign banks.
Overseas Cash Withdrawal: RM8.00 per transaction for CIRRUS cash withdrawals.
Overseas Transactions Conversion Fee: Transactions in foreign currency are converted at the MasterCard/Visa rate, plus a 1% foreign exchange conversion spread by Alliance Bank.
Overseas Balance Inquiry: RM1.00 per transaction for CIRRUS balance inquiries.
Sales Draft Retrieval Fee: RM20.00 per copy.
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