Do I get any travel benefits with the Alliance Hybrid AP Platinum Debit Card?
Forget about carrying a credit card, as this premium debit card is your perfect travel and shopping companion because it offers an attractive 1.5% cashback on all your overseas purchases made in a foreign currency!
Capped at RM100 monthly, it's a smart way for you to get more value from your spending abroad.
How can I make my daily transactions more convenient?
This card is designed to simplify your everyday transactions, whether you're filling up your car or grabbing a quick coffee. But how?
- Petrol pump pre-authorisation: Never worry about being short on cash at the petrol station. The card includes a standard pre-authorisation hold of RM200 for fuel purchases, with the final amount adjusted to your actual usage.
- Fast contactless payments: When you're in a hurry, use the contactless feature to tap and pay for any purchase up to RM250 in Malaysia, with no PIN required.
- Fee-free withdrawals: Enjoy a fee waiver for up to 3 cash withdrawals per month at any local bank's MEPS ATM nationwide, giving you more freedom to access your money.
Are there any fees or charges that I should know?
Here are the standard fees associated with your Alliance Hybrid AP Platinum Debit Card:
- Annual Fee: RM12
- Card Replacement Fee: RM12
- MEPS Cash Withdrawal: RM1 (at other local banks), RM4 (at locally incorporated foreign banks)
- Overseas ATM Usage (CIRRUS Network):
- Cash Withdrawal: RM8
- Balance Inquiry: RM1
- Foreign Transaction Conversion Fee: 1%
