What Is the Alliance Hybrid Standard Debit Card-i?
The Alliance Hybrid Standard Debit Card-i is your all-in-one payment instrument and ATM card. It's securely linked to your eligible Alliance Bank deposit account (like the Hybrid-i Account), allowing you to pay for goods and services at participating outlets using the money you already have. It supports two major card brands, MyDebit (for local transactions) and MasterCard® (for worldwide acceptance), giving you maximum flexibility. Plus, it’s a Shariah-compliant card, so you can transact with confidence.
What Are the Benefits?
- Cashback on Trips: Get 1.0% Cash Back on all your overseas retail purchases made in foreign currency, capped at RM50 monthly.
- Secure Contactless Payment: Enjoy fast, convenient, and secure 'tap-and-go' transactions. No PIN is required for purchases up to RM250 in Malaysia.
- Total Control Over Spending: You can personally set your own daily limits for Point-of-Sale (POS) purchases (up to RM5,000) and ATM cash withdrawals (up to RM10,000) for the Hybrid Standard card.
- Worldwide Acceptance: Use your card for payments at over 29 million merchants and withdraw cash at over 1 million ATMs worldwide.
- Double the Convenience: The dual-brand feature means your card is accepted by more retailers, both locally (MyDebit) and globally (MasterCard®).
Is This Card Right For Me?
To get the Alliance Hybrid Standard Debit Card-i, you must be eligible to open and maintain a deposit account with Alliance Bank or Alliance Islamic Bank, such as the Alliance Hybrid Account-i.
- Age: Individuals aged 18 years and above can apply for the linked account.
- Residency: Open to Malaysians and Permanent Residents.
- Requirement: You must maintain an eligible deposit account (Hybrid/Hybrid-i) linked to the Debit Card.
What Do I Need to Bring to Apply?
While the required documents depend on the type of linked deposit account you open, you will generally need to provide:
- Your personal identification documents (e.g., NRIC/MyKad or Passport).
- Supporting income documents (if required for account opening).
- A minimum initial deposit (e.g., RM250 for the Alliance Hybrid Account-i).
What Are the Fees?
- Card Issuance / Annual Fee: RM12.00.
- Card Replacement Fee: RM12.00.
- MEPS Cash Withdrawal (at other local/foreign banks): RM1.00 per transaction.
- CIRRUS Cash Withdrawal (Overseas): RM8.00 per transaction.
- Overseas Transactions Conversion Fee: Transactions made in foreign currency are subject to the MasterCard conversion rate plus a 1% foreign exchange conversion spread by Alliance Bank.
- Sales Draft Retrieval Fee: RM20.00 per copy.
