What is the Alliance Hybrid Standard Debit Card?
It is a debit card that works harder for you! The Alliance Bank Hybrid Standard Debit Card combines the convenience of direct access to your funds with rewarding benefits typically found in credit cards, making it the perfect choice for both daily use and international travel.
Can I earn rewards when I spend overseas?
Yes, you can. When you shop abroad with your Alliance Hybrid Standard Debit Card, you'll earn an attractive 1% cashback on all your overseas purchases.
This allows you to get back up to RM50 every month, simply for using your card on your travels!
How does this card make daily payments easier and more secure?
For daily use, the card offers both convenience and control. For purchases up to RM250 in Malaysia, you can use the contactless feature to tap and pay without a PIN.
It also gives you the power to set personalised daily limits for both ATM cash withdrawals and point-of-sale (POS) spending, ensuring you always stay within your budget.
Where can I use my card to withdraw cash or make payments?
You can travel with confidence knowing your money is always within reach. Your card gives you access to withdraw cash from over one million ATMs locally and overseas that display the MEPS or Cirrus logo, and is accepted at 29 million merchants worldwide through the MasterCard and MyDebit networks.
What security features are in place to protect my account?
All transactions are protected with a six-digit PIN, and you'll receive real-time SMS alerts for online, contactless, and overseas purchases, allowing you to monitor your account activity instantly.
What are the fees or charges?
Here is a breakdown of the associated fees for your card:
- Annual fee: RM12
- Card replacement fee: RM12
- MEPS cash withdrawal: RM1 (at other local banks) or RM4 (at locally incorporated foreign banks)
- Overseas ATM usage (CIRRUS):
- Cash withdrawal: RM8
- Balance inquiry: RM1
- Overseas transaction fee: 1% of the transaction amount
