AmBank TRUE Debit MasterCard credit card

AmBank TRUE Debit MasterCard

Stay TRUE to AmBank and have free Interbank GIRO cash transfers and zero fees on your first 5 MEPS ATM withdrawals. Keep your finances in check today!

  • RM10.00 annual fee


Because you should be rewarded for giving the bank your business

Enjoy great deals and special offers with your AmBank TRUE Debit MasterCard at participating AmBank Spot merchants!
Enjoy free unlimited online Interbank GIRO ( IBG) transactions and 5 free MEPS withdrawals per month at any banks’ ATM and easy access to ATM networks all over Malaysia.

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • First year free


Are you eligible for this debit card?

Minimum age for primary card holder
18 years old
Who can Apply
Malaysians Only

AmBank TRUE Debit MasterCard review

What's so good (or not so good) about it?

Fast, simple, and convenient with AmBank TRUE Debit MasterCard

AmBank TRUE Debit MasterCard is a 2-in-1 card that works as an ATM and payment card. With this debit card, you can make payment or shop online, pay your bills, transfer money and withdraw cash from all around the world (MasterCard and MEPS ATMs).

Shop and manage your budget conveniently

This debit card offers many shopping perks such as contactless transaction and allows you to pay your purchases locally and globally - without carrying a lot of cash. Enjoy life without spending too much with promotions and discounts from AmBank. The promotion details and list of AmBank Spot merchants can be found here:

Before you shop or traveling, remember to set your AmBank TRUE Debit MasterCard withdrawal and purchase limit so you don't overspend. You can do it online, as well as tracking your daily transactions, payment history, pay your bills or transfer funds. 

What are the withdrawal and spending limits of this debit card?

  • ATM & CIRRUS daily withdrawal limit: RM1,000 (default), RM5,000 (maximum)
  • MyDebit & MasterCard daily purchase limit: RM3,000 (default), RM10,000 (maximum)
  • Contactless limit: RM250 (per transaction), RM1,000 (per day), 5x (consecutive transactions per day)

Required documents

Here are the required documents that you need:

  • MyKad / Army / Navy / Police Identification document
  • MyKid / Birth Certificate (applicable to Trustee Accounts only)
  • Valid passport (only for non-Malaysians) 

*Minimum initial deposit is RM20 for opening an account

*When you apply for AmBank TRUE Transact and AmBank TRUE Savers account, this debit card will be automatically issued 

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