What Is the AmBank Visa Debit Card?
The AmBank Visa Debit Card is your all-in-one financial tool! Think of it as your ATM card and your powerful global payment card, all rolled into one.
It links directly to your AmBank/AmBank Islamic Savings or Current Account, meaning you spend only the money you have. It comes equipped with contactless technology (Visa PayWave) for speedy, secure tap-and-go purchases both at home and abroad.
What Are The Exciting Benefits?
- Zero Foreign Currency Mark-up! You pay exactly the exchange rate set by Visa, with 0% markup applied by the bank, which is a major advantage for global travellers.
- No Fees on Global Spending: Enjoy 0% fees on local and overseas retail spending.
- Free E-Wallet Reloads: Reload your favourite e-wallets with 0% fees.
- Easy Toll & Parking Payments: Benefit from 0% fees on tolls and parking transactions.
- Worldwide Cash Access: Use it for hassle-free cash withdrawals at any ATM globally.
- Exclusive Deals: Access a world of special offers and discounts via AmBank SPOT.
Who Can Apply For This Debit Card?
- You must be an individual aged 12 years and above.
- You must hold an existing AmBank or AmBank Islamic Savings or Current Account.
- The card is available to all Malaysian Citizens, Foreign Citizens, and Permanent Residents who have a valid mobile number, email, and address.
What Are the Required Documents to Apply for This Debit Card?
- Existing AmBank Debit Cardholder: You only need to visit the nearest AmBank branch and bring your existing AmBank Debit Card and identification document.
- New Customer (Opening an Account): You can download the AmOnline App to open an account. You will need to select your ID type and provide the corresponding identification document.
What Are the Fees That I Need to Pay?
While daily purchases are free of charge, there are some administrative fees you should be aware of:
- Card Issuance Fee: RM12 per card.
- Annual Fee:
- First Year: Waived.
- Second Year Onwards: RM8 per card (for certain linked accounts).
- Card Replacement Fee:
- Replacement due to Lost/Stolen/Damaged card or Forgotten PIN: RM12.
- Replacement due to a Faulty Chip, Card Renewal, or Fraud: No Charge.
- Printed Monthly Statement Fee: RM1 per statement.
- Transaction Fees:
- Local/Overseas Retail Purchases, E-Wallet Reloads, Tolls & Parking: 0% Fee.
- Cash Withdrawal Fee: RM1 per withdrawal at MEPS Network (Shared ATM Network/SAN) ATMs.
