What Is the Bank Islam Visa Malaysia Rugby Union (MRU) Debit Card-i?
This is an official co-branded Visa Debit Card-i, proudly issued in collaboration with the Malaysia Rugby Union (MRU).
It functions as a Shariah-compliant payment instrument for all your daily needs, linking directly to your Bank Islam account. By using this card, you directly contribute to the Malaysia Rugby Union's efforts in developing the sport.
What Are the Benefits?
- Fund MRU: A portion of your card fees (issuance, annual, replacement) goes directly to the Malaysia Rugby Union to support national rugby development.
- Global Access: The card is accepted globally for purchases and ATM withdrawals via the Visa network.
- Free ATM Access: Enjoy free cash withdrawals at any Bank Islam ATM.
- Financial Inclusion: The card is available to accountholders as young as 12 years old.
Who Can Apply For This Debit Card?
Customers who have an account with Bank Islam are eligible to apply, subject to the following minimum age requirements:
- Aged 12 years and above with a Savings Account.
- Aged 18 years and above with a Current Account or transactional Investment Account.
- For Joint Accounts, only accounts with instructions of "either to sign" are eligible.
- The registered owner of a sole-proprietor company with a current account may apply for one card under the business name.
What Are the Required Documents to Apply for This Debit Card?
- A valid Bank Islam account (Savings, Current, or Investment) that will be linked to the card.
- Your official Identification Document (e.g., NRIC or Passport) is typically required for card issuance.
What Are the Fees That I Need to Pay?
- Issuance Fee: RM12.00 (A portion contributes to MRU).
- Annual Fee:
- First Year: Waived.
- Subsequent Years: RM12.00 per annum (A portion contributes to MRU).
- Replacement Fee (Lost/Stolen/Damaged): RM12.00 per card (A portion contributes to MRU).
- Overseas Transaction Conversion Fee: Visa exchange rate + 1.25% conversion fee by Bank Islam.
- Cash Withdrawal at Bank Islam ATM: Free.
- Cash Withdrawal at MEPS ATM (Local Bank): RM1.00 per withdrawal.
- Cash Withdrawal at Visa Plus ATM (Foreign): RM10.00 per withdrawal.
