What Is the Bank Islam Visa Tabung Haji Debit Card-i?
This is the essential card for every Muslim traveller and saver! The Bank Islam Visa Tabung Haji Debit Card-i is a fantastic co-brand collaboration between Bank Islam and Lembaga Tabung Haji (TH), designed to integrate your daily spending with your spiritual financial goals.
Built on the Shariah concept of Ujrah, it’s a secure Visa payment card that makes managing your TH account easier than ever!
What Are the Benefits?
- Integrated TH Banking: You can perform Tabung Haji account banking transactions (like withdrawal and deposit) right at all Bank Islam ATMs nationwide, making your spiritual savings super accessible!
- Hajj Travel Perk: If you’re travelling for Hajj or Umrah, you get a significant benefit: a fee exemption for cash withdrawal in Saudi Arabia during the Hajj season! Travel with peace of mind.
- Global and Local Convenience: It’s accepted across the massive Visa network globally, and locally, you can use PayWave for lightning-fast contactless payments.
- Security First: Benefit from Smart Chip Security and the ability to manage your card settings for Card Not Present (CNP) transactions via Internet Banking or Bank Islam ATM.
- Cash Access: Enjoy free cash withdrawals at all Bank Islam ATMs from your linked Bank Islam account.
Who Can Apply For This Debit Card?
You must maintain an account with Bank Islam to link to your card.
- Aged 12 years and above and hold a Savings Account.
- Aged 18 years and above and hold a Current Account or a transactional investment account.
- For joint accounts, only those with the instruction of “either to sign” are eligible (only one card issued).
- The registered owner of a sole-proprietor company with a current account may apply for one card under the business name.
What Are the Required Documents to Apply for This Debit Card?
- A valid Bank Islam account (Savings, Current, or Investment) that will be linked to the card.
- Your official Identification Document (e.g., NRIC or Passport) is typically required for card issuance.
What Are The Fees That I Need To Pay?
- Issuance Fee: RM12.00.
- Annual Fee: RM12.00.
- Card Replacement Fee (Lost, Stolen, or Damaged): RM12.00.
- Cash Withdrawal at Bank Islam ATM (From Linked Account): Free.
- Tabung Haji Transaction Fee (Deposit/Withdrawal at Bank Islam ATM): RM1.00 per transaction.
- Cash Withdrawal at ATM via MEPS (Local Bank): RM1.00 per withdrawal.
- Cash Withdrawal at any bank via VISA Plus (International): RM10.00 per withdrawal (Exemption applies in Saudi Arabia during Hajj season).
- Overseas Transaction Conversion Fees: 1.25%
