What is the CIMB Debit Mastercard-i?
The CIMB Debit Mastercard-i is an everyday spending card that operates on Shariah principles. It works by connecting directly to your CIMB Islamic Savings Account or Current Account-i.
This allows you to use your own money for shopping, online purchases, and overseas transactions, making your day-to-day spending safer, much more convenient, and Shariah-compliant.
Frequently Asked Questions (FAQ)
1. What are the benefits of the CIMB Debit Mastercard-i?
The card provides an easy, flexible, and ethical way to manage your money every day.
- Worldwide Acceptance: You can use the card to shop at millions of places worldwide that accept Mastercard, including making online purchases.
- Contactless Payments: Complete payments quickly and easily by simply tapping the card for transactions up to RM250. This quick contactless payment feature saves you time.
- Flexible Cash Access: Access your funds by making cash withdrawals at any CIMB ATM or any ATM worldwide that accepts Mastercard.
- Usage Control: You have the flexibility to manage your card's limits. You can easily change your limits for cash withdrawal, spending, and contactless payments through the CIMB OCTO App, CIMB Clicks, or a CIMB ATM.
- Toll Payments: The card is accepted for toll payments on selected highways across Malaysia.
- eWallet Top-Up: You can top up your Touch 'n Go eWallet and GrabPay Wallet using the card with no extra charge.
2. What are the fees and charges I have to pay?
The fees and charges for the CIMB Debit Mastercard-i are structured as follows:
- Issuance Fee (One-off): RM15.00
- Charged when you first receive the card.
- Annual Fee: RM15.00
- Charged annually, starting from the second year.
- ATM Withdrawal (CIMB ATM in Malaysia): Free
- ATM Withdrawal (Other Banks' ATMs via MEPS Network): RM1.00 per transaction
- ATM Withdrawal (Overseas via Mastercard Network): RM10.00 per transaction
3. Who can apply for the CIMB Debit Mastercard-i?
To apply for the card, you must be:
- An individual aged 12 years and above.
- Holding a CIMB Islamic Current Account or Savings Account-i.
- Note: If the applicant is aged between 12 and 18, a parent or legal guardian must be present to sign the necessary indemnity letter for the card to be issued.
How can I apply for the CIMB Debit Mastercard-i?
The process is very straightforward:
- Open an Account: You must first have a valid CIMB Islamic Savings Account or Current Account-i.
- Apply for the Card: Once you have the account, you can apply for the debit card. The easiest way is to visit any CIMB branch where the card can often be issued immediately.
