CIMB Islamic Debit MasterCard

The CIMB Islamic Debit Card is your powerful, Shariah-compliant key to cashless transactions, free eWallet top-ups, and worldwide spending flexibility.

CIMB Islamic Debit MasterCard
Annual Fee
Free*
ATM Withdrawal Fee
Free*
Overseas Transaction Fee
1%
Card Replacement Fee
RM12

Fees & Charges

Issuance Fee
  • RM15
Annual Fee
  • RM15

    Free for CIMB ATM

ATM Withdrawal Fee
  • RM1 per withdrawal on Local MEPS ATM
  • RM10 per withdrawal on Overseas ATM
  • Free for CIMB ATM

Overseas Transaction Fee
1.00% of the total amount transacted
Card Replacement Fee
  • RM12

Requirements

Minimum Age
  • 18 years old
Who can apply
  • Anybody

Review

What are the benefits of applying for the CIMB Islamic Debit MasterCard?

Owning a CIMB Islamic Debit MasterCard allows you to save more while spending with it, as well as a useful tool for many types of payments, such as purchases, petrol, dining, online shopping, and auto debit for utility bills. It is designed for seamless, contactless transactions and digital convenience, with unique features like FREE eWallet Top Ups for Touch 'n Go and GrabPay. It truly makes cashless banking easy!

This debit card is secured with Chip and PIN technology to protect your account details and money. Whenever you make a transaction using a CIMB Islamic Debit MasterCard, you will receive an instant SMS alert to help you monitor your account activity. 

This way, you can also safeguard yourself against unauthorized transactions.

Who Can Apply For This Debit Card?

Joining is easy! The card is eligible for:

  • Individuals aged 12 years and above holding a CIMB Islamic Current Account or Savings Account.
  • Individuals aged 18 years and above holding a CIMB Islamic Current, Savings, or Mudarabah Investment Account.

What Are The Fees That I Need To Pay?

Enjoy competitive value with transparent charges!

  • Issuance Fee: Only RM15.00.
  • Annual Fee (Subsequent Year): Just RM15.00.
  • Replacement Fee (Lost/Stolen/Damaged): A low fee of RM12.00.
  • International ATM Withdrawal (Mastercard/Visa Overseas): RM10.00 per transaction.
  • Foreign Exchange Fee: Overseas retail purchases include a 1% cross-border fee and a 1% administration fee.
  • eWallet Top Up Fee: RM0.00 — Top up your Touch 'n Go eWallet & GrabPay Wallet for FREE!

What should I do if my debit card is lost or stolen?

First things first, you should not be panicking. All you need to do is call up the customer service at 03 6204 7788 (local or overseas) or visit any CIMB Islamic Bank branch to make a report immediately after finding out that your CIMB Debit Mastercard is lost or stolen.

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