What is the CIMB PETRONAS Debit Mastercard?
The CIMB PETRONAS Debit Mastercard is an everyday spending card designed to give you cash rebates when you drive. It works by connecting directly to your CIMB PETRONAS Savers Account.
This allows you to safely use your own money for shopping and transactions, while ensuring you earn rewards every time you fuel up at PETRONAS.
Frequently Asked Questions (FAQ)
1. What are the benefits of the CIMB PETRONAS Debit Mastercard?
The card provides an easy, flexible way to manage your money while actively rewarding your spending at PETRONAS.
- Cash Rebates: Earn up to 2% cash rebate when you fuel up or shop at PETRONAS stations and Kedai Mesra nationwide.
- High Interest Rate: Enjoy a competitive interest rate of up to 1% p.a. on your associated account balance.
- Worldwide Acceptance: You can use the card to shop at millions of places worldwide that accept Mastercard, including making online purchases.
- Contactless Payments: Complete payments quickly and easily by simply tapping the card for transactions up to RM250.
2. What are the fees and charges I have to pay?
The fees and charges for the CIMB PETRONAS Debit Mastercard are structured as follows:
- Issuance Fee (One-off): RM18.00
- Charged when you first receive the card.
- Annual Fee: RM18.00
- Charged annually, starting from the second year.
- ATM Withdrawal (CIMB ATM in Malaysia): Free
- ATM Withdrawal (Other Banks' ATMs via MEPS Network): RM1.00 per transaction
- ATM Withdrawal (Overseas via Mastercard Network): RM10.00 per transaction
3. Who can apply for the CIMB PETRONAS Debit Mastercard?
To apply for the card, you must be:
- An individual aged 18 years and above.
- Holding a CIMB PETRONAS Savers Account.
How can I apply for the CIMB PETRONAS Debit Mastercard?
The process is very straightforward:
- Open an Account: You must first have a valid CIMB PETRONAS Savers Account (Note: New account opening for this specific account is currently discontinued.)
- Apply for the Card: If you are an existing PETRONAS Savers Account holder, you can apply for the debit card by visiting any CIMB branch.
