What is the CIMB Visa Debit Card?
The CIMB Visa Debit Card is a versatile everyday spending card designed to reward high-value transactions like travel and commuting.
It connects directly to your CIMB Savings or Current Account, allowing you to use your own money safely for shopping, overseas purchases, and transit, while simultaneously rewarding you with 20% cashback on key spending categories.
Frequently Asked Questions (FAQ)
1. What are the benefits of the CIMB Visa Debit Card?
The card provides exceptional savings, control, and features that support sustainable banking.
- 20% Cashback on Transit or Tolls: Get 20% cashback when you pay for tolls and transit (public transport) worldwide, whether you're commuting locally or travelling abroad.
- 20% Cashback on Overseas Spend: Enjoy 20% cashback on all face-to-face retail purchases made in foreign currency outside Malaysia.
- Worldwide Acceptance: You can use the card to shop at millions of places worldwide that accept Visa, including making online purchases.
- Instant Contactless: Complete payments quickly and easily by simply tapping the card for transactions up to RM250.
- Usage Control: You have the flexibility to manage your card's limits. Easily change your limits for cash withdrawal, spending, and contactless payments through the CIMB OCTO App, CIMB Clicks, or a CIMB ATM.
- Social and Eco Impact: The card is made from 100% recycled materials, and CIMB makes a donation to GAPS (Gabungan Anak-Anak Palsi Serebrum) for every card issued.
2. What are the fees and charges I have to pay?
The fees and charges for the CIMB Visa Debit Card are structured as follows:
- Issuance Fee (One-off): RM15.00
- Charged when you first receive the card.
- Annual Fee: RM15.00
- Charged annually, starting from the second year.
- ATM Withdrawal (CIMB ATM in Malaysia): Free
- ATM Withdrawal (Other Banks' ATMs via MEPS Network): RM1.00 per transaction
- ATM Withdrawal (Overseas via Visa Network): RM10.00 per transaction
3. Who can apply for the CIMB Visa Debit Card?
To apply for the card, you must be:
- An individual aged 12 years and above.
- Holding a CIMB Bank Current Account or Savings Account (or their Islamic equivalents).
- Note: If the applicant is aged between 12 and 18, a parent or legal guardian must be present to sign the necessary indemnity letter for the card to be issued.
4. How can I apply for the CIMB Visa Debit Card?
The process is very straightforward. You just need to open a CIMB Savings Account or Current Account. Once you have the account, you can apply for the debit card. The easiest way is to visit any CIMB branch, where the card can often be issued immediately.
