Citigold Debit & ATM Card credit card

Also available as Visa

Citigold Debit & ATM Card

Get Citibank Rewards Points. Enjoy convenient access to money from over 1.2 million cash machines in 100 countries.

  • RM0.00 annual fee


Because you should be rewarded for giving the bank your business

Earn Citibank Rewards Points with every purchase. Redeem from a range of fabulous items. Rewards Points never expire and can be converted to travel mileage and hotel points with leading international airlines and establishments.
Free travel insurance up to RM500,000 for accidental death and dismemberment; protection against baggage delay, lost baggage and missed flight connections up to RM4,000
Transaction protection coverage, which makes you non-liable for unauthorized or fraudulent retail or online purchases on your card.

Fees & Charges

There are always fees but how much are they?

Annual Fee
Annual Fee for Supplementary Card
Daily Maximum Cash Withdrawal


Are you eligible for this debit card?

Minimum age for primary card holder
18 years old
Minimum age for supplementary card holder
18 years old
Who can Apply

Citigold Debit & ATM Card review

What's so good (or not so good) about it?

Citigold Debit & ATM Card, the debit card that gives you free travel insurance

Yes, it's not just credit cards that give you free travel insurance, but also Citigold Debit & ATM Card! You can travel confidently with insurance coverage up to RM500,000 in the event of accidental death or dismemberment (Sign & Fly coverage). The travel insurance will also protect you against loss of luggage, luggage delay, and missed flight connections up to RM4,000 for you and your family members.

Furthermore, you can also contact Global Customer Assistance Services (GCAS) at 1800-80-2997 for any emergency anytime, any day. The GCAS team will assist you in incidents such as lost/stolen card, card replacement, emergency cash disbursement, medical assistance, travel assistance, and cardholder inquiry service.  

Protection against fraud

Citigold Debit & ATM Card is created with transaction protection coverage. That means you won't be held responsible for unauthorized or fraudulent retail or online purchases. Just remember to notify Citibank when you lose your debit card or see any suspicious transaction. 

Benefits of Citigold Debit & ATM Card

Besides travel benefits, here are other benefits that you'll enjoy as Citigold Debit & ATM Card holder:

  • Convenient shopping experience
  • Keep track on your expenses online
  • Make cash withdrawals at any Citibank Banking Center
  • Earn Citibank Rewards Points with every purchase
  • Enjoy retail purchase protection plan
  • Enjoy special treatments and discounts at more than 25,000 establishments worldwide

Fees and charges

  • Annual fee - waived
  • Cirrus - RM10
  • Replacement card - RM50
  • Sales draft copy - RM20
  • Statement copy - RM5

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