What is the GXBank Debit Card?
The GXBank Debit Card is the debit card from Malaysia's first digital bank, designed for smart everyday spending and travel.
It works by connecting directly to your GX Account, ensuring you safely and instantly spend your own funds for daily purchases, online shopping, and global transactions. Embrace digital banking with high rewards and transparent fees.
Frequently Asked Questions (FAQ)
1. What are the benefits of the GXBank Debit Card?
The card provides a rewarding, highly controlled, and digital-first way to manage your money every day.
- Unlimited Overseas Cashback: Get unlimited 1% cashback when you make in-store retail payments overseas.
- Zero Overseas Fees: Enjoy ZERO markups on exchange rates and ZERO hidden fees on foreign currency transactions
- GrabRewards: Earn 3x GrabRewards Points for every RM1 spent when you use your GX Card for Grab services overseas and 1x GrabRewards Points for every RM1 spent at Jaya Grocer outlets.
- Instant Access: Activate and use your virtual card immediately for online transactions through the app.
- Full Usage Control: Manage your card entirely through the GXBank app. Easily lock/unlock your card and set limits for spending, online, and ATM withdrawals.
2. What are the fees and charges I have to pay?
The fees and charges for the GX Card are structured as follows:
- Issuance Fee (One-off): RM12.00
- Annual Fee: Free
- Foreign Transaction Admin Fee: 1.2%
- ATM Withdrawal (MEPS ATMs in Malaysia): RM1.00 per transaction
- Fee waived for the first withdrawal each calendar month.
- ATM Withdrawal (Overseas via Mastercard Network): Zero issuer fee
- GXBank does not charge a fee, but overseas ATM operators may charge their own fees.
3. Who can apply for the GX Card?
To apply for the card, you must be:
- An individual aged 18 years and above.
- A Malaysian citizen who holds an active GX Account with GXBank.
How can I apply for the GX Card?
The process is fully digital and straightforward:
- Open a GX Account: You must first open and activate a GX Account via the GXBank app (available on your smartphone).
- Request the Card: Once your account is active, you can request the virtual and physical GX Card directly through the app. The virtual card is available for use immediately.
