Tell me about the HSBC Amanah Advance Visa Debit Card-i
Access and control your money whenever you need it, wherever you are. Operating under the Shariah principle of Ujrah (service fee), the HSBC Amanah Advance Visa Debit Card-i lets you pay for purchases and withdraw cash directly from your HSBC Amanah deposit account-i.
What makes this card unique?
Banking on Your Terms
You are in complete control of your accounts with 24/7 access through the HSBC Malaysia app (available for iPhone, iPad, and Android) or by phone.
Easily view your balances, check transactions, review statements, and transfer money between accounts anytime, anywhere.
Plus, receive instant SMS or email alerts for every transaction, so you're always aware of your spending.
Global Access
Get the freedom to withdraw cash from any ATM displaying the VISA or PLUS logo.
Shop internationally with your debit card, subject to your daily spending limit.
You can even send money instantly between your HSBC/ HSBC Amanah Advance accounts across borders with real-time international transfers.
Secure and Convenient Payments
Enjoy fast, contactless payments up to RM250 without entering your PIN at merchants across Malaysia.
However, for your protection, online purchases and overseas transactions are turned off by default.
You can easily enable them anytime by calling HSBC or visiting a branch. This gives you control over when and where your card can be used.
Who can apply for this Islamic debit card?
You'll need an HSBC Amanah Advance account-i to get this debit card. The card must be linked to your deposit account-i.
What is the daily transaction limit?
These limits reset daily and can be adjusted by contacting the bank.
- ATM Cash Withdrawal: RM5,000
- Retail Purchases: RM3,000 (increase up to RM20,000)
- Contactless Payments: RM1,250 (cumulative)
- Cash Out At Merchants: RM1,000 (included in purchase limit)
What are the fees or charges that I should know?
For Card Fees
- Issuance Fee: RM8
- Annual Fee: RM8
- Replacement Fee (Lost/Stolen): RM10 (waived with police report)
- Foreign Transaction Fee: 1% on overseas purchases and withdrawals (plus any Visa International charges)
For ATM Withdrawal Fees
- HSBC/ HSBC Amanah ATMs (Malaysia): FREE
- HSBC ATMs (Overseas): RM5 per transaction
- MEPS Network (Malaysia): First 2 transactions/month FREE, then RM1 per transaction
- Visa Network (Overseas, non-HSBC): RM10 per transaction
For Cash Out Fees (at participating merchants)
- MyDebit Cash Out: RM0.50 per transaction
- Visa Cash Out: RM1.50 per transaction
How can I get transaction alerts?
By default, you receive SMS alerts for purchases and overseas ATM cash withdrawals. You can change your alert settings or threshold amounts by visiting a branch or calling the call centre.
Ready to use your card?
To activate your card and set a PIN, you must call the 24-hour Card Activation and PIN Hotline at +603 8321 8999 from your registered mobile number.
Follow the voice prompts to enter your card details and a one-time security code to create your 6-digit PIN.
Your card will be ready to use after you receive a confirmation SMS.
