What makes the HSBC Amanah Premier Visa Debit Card-i unique?
This HSBC Amanah Premier Debit Card-i is a PIN-enabled debit card that functions as a secure payment instrument.
It is a premium card that unlocks award-winning wealth management, exclusive travel and healthcare privileges, and unrivalled international banking services, all while giving you seamless access to your funds worldwide.
It allows you to pay for goods and services from your deposit account at participating retail outlets through the Visa or MyDebit networks. It also allows for cash withdrawals at ATMs and participating merchant Point-of-Sale (POS) terminals.
Your deposits are protected by PIDM up to RM250,000 per depositor.
What do I get with this debit card?
Your debit card provides direct access to everyday banking features and the exclusive privileges of your Premier status.
Worldwide Access
Use your card anywhere Visa is accepted, whether you're shopping locally or travelling abroad. Withdraw cash fee-free from any ATM worldwide with zero overseas withdrawal charges, or access cash locally through HSBC, HSBC Amanah, and MEPS network ATMs. The card supports both MyDebit (for local and Singapore transactions) and Visa platforms for maximum flexibility.
Secure Payments
Make quick contactless payments with Visa payWave technology for fast checkouts. Shop securely online with enhanced fraud protection, and stay informed with SMS transaction alerts that help you monitor your account activity in real time.
You can also withdraw cash at participating merchant point-of-sale (POS) terminals through MyDebit Cash Out when making purchases.
Premier Relationship Privileges
Beyond everyday banking, your Premier status gives you access to exceptional services. Open overseas accounts while still in Malaysia and make fee-free, instant global money transfers between HSBC accounts.
Your Premier recognition extends to your spouse and children, giving your entire family worldwide access to Premier benefits.
Plus, work with dedicated Wealth Specialists who could help you and your family achieve your financial goals.
Exclusive Lifestyle Benefits
Get exclusive travel privileges and healthcare offers, including up to 30% off health screening packages at renowned hospitals.
As a Premier customer, you'll receive special access to lifestyle rewards and offers curated to enhance your everyday experiences.
Who can apply for this debit card?
To qualify for HSBC Amanah Premier and receive the Visa Debit Card-i, you must meet one of these criteria:
Option 1: Total Relationship Balance
Maintain a minimum of RM300,000 across your HSBC Amanah accounts at all times.
Option 2: Premier Mortgage
Have home financing of at least RM1,000,000 with HSBC Amanah.
Option 3: Amanah Premier Payroll
Receive a minimum monthly salary of RM20,000 continuously credited to your HSBC Amanah Account-i.
What are the fees or charges?
For Card Fees
All standard card fees are waived for Premier customers:
- Issuance Fee: FREE
- Annual Fee: FREE
- Replacement Fee: FREE
- Overseas ATM Withdrawals: FREE
For Currency Conversion Fee
When you make a transaction in a currency you don't hold in your account, the amount is automatically converted to MYR. You’ll be charged a 1% conversion fee plus any transaction fee charged by Visa International.
We’d suggest you keep funds in the currency you'll be using to avoid conversion fees entirely.
I'm ready. How to activate this card?
To activate your card, you must call the 24-hour HSBC Card Activation Hotline at +603 8321 8999 from your registered mobile number.
The contactless feature will be activated automatically after your first successful PIN-based transaction at an ATM or POS terminal.
By default, the card is disabled for overseas and non-toll-related Card-Not-Present (CNP) transactions to mitigate fraud risks. You can enable these features by visiting an HSBC Amanah branch or contacting the HSBC Call Centre.
