HSBC Premier Everyday Global VISA Debit Card

What is the HSBC Premier Everyday Global Visa Debit Card?

It’s a debit card exclusively designed for HSBC Premier customers. Linked to your Premier Everyday Global Account, this card combines multi-currency convenience with premium banking privileges.

Hold Ringgit Malaysia and 10 other foreign currencies in one account, spend globally with preferential fees, and enjoy high transaction limits that reflect your Premier status.

How is this different from HSBC Advance?

This Premier card comes with exclusive benefits for high-net-worth customers:

Feature	Premier	Advance
Overseas HSBC ATM Fees	Waived	RM5 per transaction
Replacement Card Fee	Waived	RM10 (With a police report)
Maximum Purchase Limit	Up to RM50,000	Up to RM20,000
ATM Instant Transfer Limit	RM30,000 daily	Not available
Free Domestic MEPS ATM Withdrawals	First 2/month	First 3/month

Both cards offer 0% foreign exchange fees on 10 supported currencies, contactless payments, and global access to the Visa network.

What benefits do I get?

Waived Overseas HSBC ATM Fees

Withdraw cash from HSBC ATMs overseas at zero cost, which is a significant advantage for frequent international travellers. While other cardholders pay RM5-10 per withdrawal, Premier members enjoy complimentary access.

Dedicated Relationship Manager

Access a personalised financial guide from your dedicated Premier Relationship Manager. Get advice on wealth management, investment strategies, and financial planning catered to your goals.

Global Premier Recognition

Your HSBC Premier status travels with you. Enjoy Premier-level service and recognition at HSBC branches worldwide, making international banking seamless whether you're in London, Hong Kong, or New York.

Free Instant Global Transfers

Transfer funds between your HSBC accounts globally at no cost. Move money across borders instantly without international transfer fees.

High Transaction Limits

Enjoy high spending power with purchase limits up to RM50,000 daily (compared to RM20,000 for Advance) and ATM instant transfer capability of RM30,000.

What are the supported foreign currencies?

You can hold and transact in 11 currencies from a single account, which includes:

Malaysian Ringgit (MYR)
Australian Dollar (AUD)
Canadian Dollar (CAD)
Euro (EUR)
Pound Sterling (GBP)
Hong Kong Dollar (HKD)
Japanese Yen (JPY)
New Zealand Dollar (NZD)
Saudi Riyal (SAR)
Singapore Dollar (SGD)
United States Dollar (USD)

How does the zero foreign exchange fees work?

No FX fees when you spend in any of the 10 supported foreign currencies when you have a sufficient balance in that currency. The amount is debited directly from your currency wallet with no conversion charges.

For example, shopping in Paris with €2,000 in your EUR balance means zero FX fees on all euro transactions.

1% conversion fee applies only when you spend in currencies outside the 10 supported options, or you lack sufficient balance in the transaction currency (converts from your MYR balance).

Any other features?

In addition to Premier exclusives, you'll enjoy:

Contactless Payments: Tap to pay up to RM250 without PIN in Malaysia
Real-Time Transaction Alerts: Instant notifications for all card activity
Samsung Pay Integration: Add your card for mobile wallet payments
Global ATM Access: Withdraw cash at Visa network ATMs worldwide
Chip & PIN Security: Advanced fraud protection technology

What are the fees associated with this card?

Issuance Fee: Waived
Annual Fee: Waived
Card Replacement Fee (Lost/ Stolen): Waived
Cash Withdrawal (Overseas HSBC ATM): Waived
Cash Withdrawal (Overseas Visa Network): RM10
Cash Withdrawal (Domestic MEPS Network): First 2/month free, then RM1
Foreign Transaction Conversion Fee:
- 0% (sufficient balance in supported currency)
- 1% (non-supported or insufficient funds)

Note: Non-HSBC ATMs may charge additional fees.

What are the transaction limits?

Your card comes with these default daily limits, which can be adjusted by contacting HSBC:

Purchase Limit: RM3,000 (Can be increased to RM50,000)
ATM Cash Withdrawal: RM5,000
ATM Instant Transfer: RM30,000
Contactless Payments: RM1,250 (Part of the Purchase Limit)
MyDebit and Visa Cash Out: RM1,000 (Part of the Purchase Limit)

All limits reset daily at midnight Malaysia time.

Who is eligible to apply?

The HSBC Premier Everyday Global Visa Debit Card is exclusively available to HSBC Premier customers. To qualify for Premier status, you must meet one of these criteria:

Total Relationship Balance (TRB): Maintain at least RM300,000 in combined balances across your HSBC accounts at all times.
Premier Mortgage: Hold a home financing amount of at least RM1,000,000 with HSBC.
Premier Payroll: Credit a minimum monthly salary of RM20,000 continuously to your HSBC account.

If you fail to meet the Premier eligibility criteria in any given month, an account fee of RM150 (plus applicable tax) will be charged for that month. Ensure you maintain the qualifying criteria to avoid this fee.

Additional requirements: