What is the HSBC Premier Visa Debit Card?
It's a high-limit, internationally accepted card designed exclusively for HSBC Premier customers.
It provides a secure way to access your funds globally and make purchases instantly using contactless Visa payWave technology. Plus, it’s enhanced with a microchip for higher security.
Who can apply for this debit card?
You can qualify by meeting one of these criteria:
- Total Relationship Balance (TRB): Maintain a minimum TRB of at least RM300,000 at all times.
- Premier Mortgage: Enjoy complimentary Premier status when you take up a housing loan of at least RM1,000,000.
- Premier Payroll: Have a minimum monthly salary of RM20,000 credited to your HSBC Account.
- International Status: If you hold HSBC Premier status in another country or territory, you automatically qualify as a Premier Banking customer in Malaysia.
What are the fees that I need to pay?
They are as follows:
- Annual Fee/Issuance Fee: Generally Waived, as Premier customers enjoy "no HSBC fees on everyday transactions".
- Quarterly Account Fee: A fee of RM150 will be charged for any month you do not meet the Premier eligibility criteria.
- Overseas HSBC ATM Withdrawal Fee: Zero charge for Premier customers.
I've received my card. How do I activate it?
Get ready to use your card as it's fast and easy to activate! The card is inactive when first issued for your security.
- PIN Creation & Activation:
- Step 1: Call the 24 Hours Card Hotline at +603 8321 8999 from your registered mobile number.
- Step 2: Select "2" for Debit Card PIN.
- Step 3: Enter your 16-digit Debit Card number.
- Step 4: Enter the One-Time 6-digit security code sent to your mobile number.
- Step 5: Complete your PIN creation and start using the card upon receiving an SMS confirmation.
- Overseas & CNP Features: Access secure online purchases and overseas transactions by enabling these features by calling the HSBC Call Centre or visiting an HSBC branch.
