ICBC UnionPay Debit Card

Shop with ease worldwide without needing cash or worrying about exchange rates with ICBC UnionPay Debit Card. Plus, get instant card approval.

Annual Fee: RM8
ATM Withdrawal Fee: Free*
Overseas Transaction Fee: 1%
Card Replacement Fee: RM12

Features

The ICBC UnionPay Debit Card is an essential, premier banking tool for simple, secure transactions. It connects directly to your ICBC Current or Savings Account and is designed with ICBC's global strength and UnionPay's vast acceptance, offering a fast and convenient international payment experience. Whether you are shopping online, in Mainland China, or anywhere else in the world, this card delivers a seamless payment experience with the convenience and assurance you need.

Key Features and Functionality

Experience advanced banking technology that makes your daily transactions smoother, safer, and more convenient than ever before.

UnionPay Global Acceptance: The card is widely accepted in China and over 100 countries globally, ensuring you stay connected to the financial world wherever your travels take you.
Manage Your Money Anywhere Anytime: Manage your money no matter where you are or what currencies you use. Do away with the hassle of physical currency exchange and the risk of carrying large amounts of cash.
ICBC Global Strength: As one of the world's largest capitalization banks, ICBC offers a debit card with a premier presence in Mainland China and unsurpassed convenience worldwide.
Shop and Pay with Ease: Settle any purchases or expenses effortlessly at any UnionPay listed merchants using your ICBC Debit Card and PIN.
Instant Approval Process: ICBC Debit Cards are exempted from credit approval. You can get your card and begin enjoying the ease of managing your account and spending in no time.
Overseas Activation: Simply call the Customer Service hotline or visit the nearest ICBC branch to activate your card for overseas transactions.

Benefits and Rewards

Enjoy competitive rewards and cost-effective banking for your daily needs.

No Extra Charges: There are no extra charges when you shop and pay at UnionPay listed merchants.
Comprehensive Banking Services: The card provides comprehensive support regardless of your location or the currency you use.
24-Hour Customer Support: Access round-the-clock customer service via the 24-hour Customer Service Hotline to ensure you receive assistance whenever you need it.
Hassle-Free: No need to carry large amounts of cash or worry about currency rate fluctuations.

Fees & Charges

Issuance Fee

Annual Fee

ATM Withdrawal Fee

RM4 per withdrawal on Local MEPS ATM
RM12 per withdrawal on Overseas ATM
Free for ICBC ATM

Overseas Transaction Fee

1.00% of the total amount transacted

Card Replacement Fee

RM12

Requirements

Minimum Age

18 years old

Who can apply

Anybody

Review

Shopping in China Made Easier With ICBC UnionPay Debit Card

Skip the queue at money changers and enjoy a hassle-free payment experience with ICBC UnionPay Debit Card when you're traveling to China and more than 100 countries around the world! Psst, you don't have to understand Mandarin or other Chinese dialects when making payments. Simply check the amount before you pay and key in your debit card PIN.

Who Can Apply For This Debit Card?

Applying is simple and fast! Since debit cards are exempt from credit approval, you can get your card quickly and immediately begin enjoying the ease of managing your account and spending.

Benefits of Owning This ICBC Debit Card

ICBC UnionPay Debit Card offers a lot of features and benefits that you can enjoy, such as:

Hassle-free and speediest payment experience in China, as well as over 100 countries
Automatically make a conversion to the currency you're currently residing in so you can enjoy cashless shopping when traveling
No extra charge when shopping at UnionPay-listed merchants
No credit approval needed, get your ICBC UnionPay Debit Card instantly
Option to activate the ICBC debit card for overseas transactions

What Are The Fees And Charges?

Here are the fees and charges that you need to pay:

Card issuance = RM8
Annual fee = RM8
Withdrawal = RM4 (at MEPS Shared ATM network, RM12 (at overseas network except for Mainland China)
Balance enquiry = free (ICBC ATM and MEPS Shared ATM) and RM1 (UnionPay network)
Overseas transaction conversion (forex) = 1%
Card replacement = RM12
Sales draft = RM15
Monthly statement = RM5

I'm Ready. How to Activate This Card?

Start your global spending journey right now! To activate your card for overseas spending, simply choose one of these fast, easy options:

Call our Customer Service hotline at 1800 18 5588 (Domestic) or +603 2788 1600 (Overseas) and they will assist you.
Visit the nearest ICBC branches in Malaysia to activate your card.