Go Cashless with the KITS Mastercard Prepaid Card for Everyday Convenience
The KITS Mastercard Prepaid Card offers Malaysians a smarter, safer, and fully cashless way to manage everyday spending. Whether you’re shopping online, travelling abroad, or paying bills, enjoy the convenience of Mastercard acceptance worldwide with no credit checks or interest charges. Just reload, tap, and go.
What Do I Get from This Card?
With the KITS Mastercard Prepaid Card, you’ll enjoy full control over your spending while staying protected from the risks of carrying cash.
Here’s what you can expect:
- Worldwide Acceptance: Use your card anywhere Mastercard is accepted; in-store, online, or overseas.
- Reloadable Balance: Spend only what you load, so you can budget easily and avoid overspending.
- Cashless Convenience: Perfect for online shopping, subscriptions, and everyday purchases.
- Safe and Secure: Enjoy the safety of card payments with protection if your card is lost or stolen.
- Flexible Top-Ups: Reload your card easily through participating KITS partners, online banking, or the KITS mobile platform.
What Is This Card?
The KITS Mastercard Prepaid Cards are a reloadable prepaid card that gives you the freedom of Mastercard without the worry of debt. It works just like a debit card; you spend from the balance you’ve loaded. There’s no credit line, no bills to settle, and no interest to pay.
Who Can Apply for This Card?
The card is available to:
- Malaysians aged 18 years and above(or as stated by the issuer)
- Users of the KITS platform who prefer a prepaid, cashless payment solution
- Travellers, students, and small business owners who want secure, easy payment options
What Are the Required Documents?
You’ll need only basic identification to apply:
- A valid MyKad or passport
- A Malaysian mailing address
- Registration via the KITS mobile app or authorised application channels
What Are the Fees That I Need to Pay?
Activating and maintaining your KITS Mastercard Prepaid Card comes with minimal fees for convenience and flexibility:
- Activation Fee: RM0.48 (one-time SST charge upon activation in KITS Balance)
- Annual Fee: RM6.00 per card, charged yearly
- Local ATM Withdrawal: RM2.00 per transaction at any ATM with the Mastercard logo
- Overseas ATM Withdrawal: RM10.00 per transaction at any Mastercard-enabled ATM worldwide
- Cash Deposit (via CDM): RM1.00 per deposit, available only at Public Bank CDM
*Up to 2 working days for deposits to reflect in the KITS Balance
Frequently Asked Questions (FAQs)
How do I activate my KITS Mastercard Prepaid Card?
Simply activate your card through the KITS Balance app. A one-time RM0.48 SST charge will apply upon activation.
Can I withdraw cash using the KITS Mastercard Prepaid Card?
Yes, you can withdraw from any ATM with the Mastercard logo. A fee of RM2.00 applies for local withdrawals and RM10.00 for overseas withdrawals. The daily withdrawal limit is RM1,500.
Where can I deposit money into my KITS Mastercard Prepaid Card?
Deposits can be made via Public Bank Cash Deposit Machines (CDM) only. Choose Bill Payment, then key in your 16-digit KITS Mastercard number. Each deposit costs RM1.00 and will be reflected within 2 working days.
Can I link more than one card to my KITS Balance account?
Yes, you can link up to 10 KITS Mastercard Prepaid Cards under a single KITS Balance account, perfect for managing family or business spending.
Is the KITS Mastercard Prepaid Card accepted internationally?
Yes, it’s a Mastercard, which means you can use it locally and abroad for online or in-store purchases wherever Mastercard is accepted.
