Maybank Global Access Mastercard World Debit Card

Unlock global banking with the Maybank Global Access Mastercard World Debit Card. Manage up to 18 currencies, enjoy zero conversion fees, and get complimentary travel insurance.

Maybank Global Access Mastercard World Debit Card
Annual Fee
Free
ATM Withdrawal Fee
Free*
Overseas Transaction Fee
1%
Card Replacement Fee
Free*

Features

The Maybank Global Access Mastercard World Debit Card is a premium card designed for effortless international travel and spending. It offers enhanced features and the exclusive privileges of a Mastercard World tier. This card allows you to pay easily both in Malaysia and around the world, ensuring your transactions are secure and rewarding.

Key Features and Functionality

Experience advanced banking technology that makes your daily and international transactions smoother, safer, and more convenient than ever before.

Benefits and Rewards

Unlock premium privileges and earn valuable rewards with every transaction, giving you more value for your spending.

Fees & Charges

Issuance Fee
  • No Fee
Annual Fee
  • RM0

    Free for life

ATM Withdrawal Fee
  • RM1 per withdrawal on Local MEPS ATM
  • RM12 per withdrawal on Overseas ATM
  • Free for first 5 overseas withdrawals, valid until 12 March 2026

Overseas Transaction Fee
1.00% of the total amount transacted
Card Replacement Fee
  • RM12
  • Replacement is free for faulty chips or renewal within one year of expiry, but a RM12 fee applies for cards that are lost, stolen, or damaged.

Requirements

Minimum Age
  • 18 to 99 years old
Who can apply
  • Anybody

Review

What Is Maybank Global Access Mastercard World Debit Card?

The Maybank Global Access Mastercard World Debit Card is a premium financial tool linked to the Maybank Global Access Account-i (GAA-i), a multi-currency account. This card is Malaysia's first Mastercard World Debit Card and is designed for seamless international travel and spending. It combines the security of a debit card with the prestige and privileges of the Mastercard World tier, giving you a superior, cost-effective way to manage your money globally.

Unlock Zero-Fee Global Spending and Enhanced Security

The key benefit of this card is the ability to manage your money internationally without the hidden costs of currency conversion. You enjoy ZERO currency conversion fees when you convert currencies within the MAE app. This allows you to lock in competitive, real-time exchange rates before your trip and spend confidently at millions of Mastercard-accepted locations worldwide.

For your peace of mind, the card features robust security, including EMV Chip Technology and Fraud Monitoring and Detection, along with a Kill Switch Function for emergencies. You are also covered with travel medical insurance up to USD100,000 and Takaful Personal Accident coverage up to RM100,000 by Etiqa. 

The card also works for quick purchases, offering contactless payments for transactions up to RM250.

Enjoy Exclusive Mastercard World Travel and Lifestyle Privileges

As a World cardholder, you gain access to a wide array of premium travel benefits. You can book with confidence using the Lowest Hotel Rate Guarantee, which promises to reimburse you up to USD500 or 5% off the room rate if you find a lower published price for the same hotel booking. 

The card also provides exclusive discounts through popular travel agents, such as US$20 off on Trip.com (with a minimum spend of US$500), a 12% discount on Agoda worldwide hotel bookings, and up to 10% off tours and activities booked via Klook. 

Furthermore, the card enhances your loyalty status immediately, granting complimentary fast track to GHA DISCOVERY Platinum status, three months of HoteLux Elite Membership, and complimentary Platinum tier membership with Wyndham Hotel & Resorts. You also receive complimentary Gold tier membership with Travelodge Cashback, I Prefer Elite status with I Prefer Hotel Rewards, and the complimentary SBEC Gold Influencer level at Swiss-Belhotel International Hotels & Resorts, which includes a 30% discount on both rooms and dining.

Understanding the Fees 

This premium card is highly affordable, as there is NO annual fee. The card renewal is also free if done within one year before and one year after the 7-year card validity period expires. 

There is a charge of RM12.00 for card replacements due to loss, theft, damage, or a forgotten PIN. Cash withdrawals at Maybank ATMs are free for the first 4 times each month, with subsequent withdrawals costing RM0.50. 

Withdrawing cash at other domestic banks costs RM1.00 per transaction, and overseas ATM withdrawals cost RM12.00. 

The Application Process To Appy For Maybank Global Access Mastercard World Debit Card

To apply, you must be an existing Maybank customer and at least 18 years old. The easiest way to open the required Maybank Global Access Account-i is via the MAE app, which requires a minimum deposit of RM50.

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